Job Responsibilities: -Reviewing and assessing the credit proposals related to SME customers within her/her assigned portfolio & provide a final recommendation to the area head for his/her review & approval aiming at growing bank’s portfolio with minimum Cost of Risk. -Monitoring the accounts’ conduct in the assigned portfolio in SME area to identify early warning signals & provide a recommendation to the area head with the proper action to minimize the Cost of risk. -Developing workflow plans under the Supervision of the area head for assigned SME portfolio, to ensure smooth workflow and reduced turnaround time.
-Handling the preparation of the report of files approved Monthly and Overdue Report to ensure achieving monthly overdue target ratio. -Managing, Training, Coaching & providing guidance to Risk Officers/ Analysts in coordination with the area head to ensure Risk officer/Analyst’s ability to carry out his/her function. -Manage the implementation of the credit policy and Abiding by CBE regulations & Group’s/Bank’s internal Policies & Procedures for the assigned SME portfolios comply with the Bank/Group Risk appetite & avoid any penalties from the regulator.
-Conducting Day to Day operations to facilitate assigned portfolio of SME Clients’ daily operations &/or closely monitor risky transactions on granted facilities to be assessed, recommended & approved as per Policy guidelines & DLA. -Required year of experience from 6-8 in credit risk assessment.
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