Finance & Accounting Lead - Financial Services

About Flip:Rafi, Luqman, and Anjar, who were college friends in Universitas Indonesia, started Flip as a project in 2015 to transfer payments to each other at a fraction of what banks would charge them. They are pioneers in the Indonesian market, with their technology now helping millions of Indonesians, both individuals and businesses, carry out bank-to-bank money transfers through a reliable and seamless app.After nine years of operations, Flip has helped Indonesians transfer money worth several trillions of rupiah and has received double-digit funding from respectable investors such as Sequoia India, Insight Partner, and Insignia. Flip’s ultimate mission is to give Indonesians access to one of the most progressive and fairest financial services in the world.At Flip, we always strive to provide the fairest place for you to work, learn, and grow with talented and fun people in various opportunities to advance your career and get fair rewards. We believe that we have to treat employees, customers, and all stakeholders fairly and respectfully. Fair treatment for employees means we establish clear goals, facilitate our employees to achieve them, and value their contribution to the company with equitable benefits.What you'll do:1. Financial Reporting & Accounting OperationsPrepare and record daily journal entries (AR, AP, accruals, prepayments, fixed assets, etc.) accurately and timely.Maintain and reconcile balance sheet accounts monthly, ensuring completeness and accuracy.Prepare monthly financial reports in accordance with PSAK and company policies.Handle invoice verification, payment processing, and expense recording.Monitor intercompany transactions and coordinate confirmations when needed.2. OJK & Regulatory ReportingPrepare and submit OJK financial reports (SILARAS/SLIK or other relevant templates) on a timely basis.Ensure compliance with OJK ratios and reporting requirements.Maintain supporting schedules and documentation for regulator and management reviews.3. External Audit CoordinationAct as the main point of contact for external auditors.Ensure all audit findings are followed up and closed promptly.4. Budgeting & Cash ManagementSupport budget preparation and forecasting, including variance analysis and monthly performance review with management.Prepare and review bank reconciliations.Monitor cash flow and payment schedules.Support monthly cash forecasting and ensure adequate liquidity for operations.What we're looking for:Bachelor’s Degree in Accounting or Finance.Minimum 4–6 years of hands-on accounting experience, preferably in multi-finance, fintech, or regulated industries.Strong understanding of PSAK and OJK reporting requirements.Experience in preparing financial reports and handling external audits.Proficiency in ERP/accounting systems and Microsoft Excel (pivot, lookup, reconciliation tools).Strong attention to detail, analytical mindset, and self-motivation.Good communication skills (Bahasa & English) and ability to work independently with minimal supervision.Preferred BackgroundPrior experience in multi-finance or fintech lending company.Familiarity with OJK ratio monitoring, SILARAS/SLIK reporting, and auditor coordination.Professional certification (Brevet, CA, CPA) is a plus.