Financial Analyst, Real Estate Finance

Choose a workplace that empowers your impact. Join a global workplace where employees thrive. One that embraces diversity of thought, expertise and passion. A place where you can personalize your employee journey to be — and deliver — your best.We are a leading global real estate investor, developer and manager. We combine our capital with our capabilities to create real estate that strengthens economies and communities. By prioritizing people, partnerships and places, we generate meaningful returns for OMERS members, enhance value for our capital partners and create a brighter world for our customers.Join us to accelerate your growth & development, prioritize wellness, build connections, and support the communities where we live and work.Don’t just work anywhere — come build tomorrow together with us.Know someone at OMERS or Oxford Properties? Great! If you're referred, have them submit your name through Workday first. Then, watch for a unique link in your email to apply.We are looking for a highly motivated Analyst, Loan Compliance and Lender Reporting, to join our Real Estate Finance team!The Analyst will have strong financial, analytical and communication skills to join our team based out of Head Office in downtown Toronto. In this role, you will have ownership over loan compliance for Oxford's $21B global debt portfolio and establish relationships with the Global Finance team to gain in-depth knowledge of the portfolio. In this role, you will report to the Senior Manager and will be responsible for lender reporting, covenant calculations/proformas, interpreting loan agreements for onboarding/offboarding procedures, and contributing to team projects. You will be a key member of an engaged, high-reaching team—part of a world-class, winning culture that prioritizes people development and focuses on long-term growth.As a member of this team, you will be responsible for: ResponsibilitiesDebt Portfolio Management & Loan Compliance (40%)Key contributor and point of contact in managing Oxford’s global loan compliance for it’s $21B debt portfolio (200+ loan and hedging instruments)Model pro-forma debt covenants and forward-looking credit metrics (LTV / DSCR / Debt Yield, etc.) across the global debt portfolio to proactively monitor the portfolio against covenant requirementsPreparation of monthly PowerBI loan compliance dashboards for senior management and various internal stakeholders for the global debt portfolioPreparation of quarterly compliance meeting materials for senior management to communicate current and pro-forma covenant positions, required lender consents and other loan compliance related mattersLiaise with the European and Asia Pacific Finance teams to standardize global loan compliance processesSupporting Financing Leads by determining prepayment rights, calculating expected prepayment penalties, calculating portfolio-level proforma key debt metrics (weighted average term and rate) for refinancing approvals, and ad hoc analysisEstablishing relationships and regular reporting cadence with key business partners including the Asset Management team to gain in-depth knowledge of the portfolio in order to identify potential implications for debt financing and loan complianceAssist in managing Oxford’s letter of credit (‘LC’) book including coordination of LC issuance and monitoring LC maturitiesSupport external audit year-end debt confirmation process and supplying the external auditors with all new loan agreementsProvide weekly loan compliance updates to the Real Estate Finance teamResponding to ad-hoc requests from Accounting, Asset Management, Investments, Legal and other internal teamsLoan Onboarding & Lender Reporting (50%)Review newly executed loans agreements to summarize key debt terms and metrics, track ongoing lender reporting requirements, and ensure newly onboarded loans and guarantees are correctly reflected in Oxford’s compliance reportingCoordinate the assembly, review, and delivery of lender reporting packages for Oxford’s North American debt portfolio ensuring accurate and on-time delivery to lendersResponding to and resolving ad-hoc lender enquiries regarding reporting deliverablees; covenant requirements; and trigger events (cash sweep; securitization; etc.)Manage debt servicing payment setup for new loans, working with the Oxford Accounting and Treasury teams and coordinating with third-party lendersCalculate debt covenants for inclusion in Oxford’s lender reporting packages; Partner with the Asset Management teams for asset level inputs for proforma covenant calculationsMaintenance of a complete inventory of guarantees including monthly reporting summarizing Oxford’s guarantees by type, amount and by guarantor entityBuild out loan specific compliance certificates as well as sub-certificate questionnaires to support Oxford’s ongoing lender reporting requirementsCoordinate requests to lenders to obtain their consent for items that require lender approval, including analysis of loan agreements for consent requirements, working with asset management teams to arrange lender requests, and maintenance of an up-to-date consent summary and trackerEnsuring all loan documents are filed in an organized and systematic manner with records managementProjects (10%)Contribution to long-term projects including exploring use of AI/Microsoft Copilot, process simplification, standardization of covenant models, as well as assisting in the design and implementation of a new debt reporting and lender reporting workflow tool (Yardi)Ongoing development and implementation of new PowerBI dashboards for monthly distribution to key internal stakeholdersRequired QualificationsUndergraduate degree in Business, Accounting or Economics1-3 years of work experience in a Finance, Accounting, or Banking role with strong debt acumenCPA or CFA designation, or working towards either designation (Oxford has a CPA Ontario pre-approved program) considered an assetExposure to reviewing and synthesizing contracts; experience interpreting loan agreements is considered an assetHighly proficient with Microsoft Excel and PowerPoint (financial modelling skills, advanced functions, confidence in building Powerpoint decks)Exposure to and implementation of dynamic visualization and reporting tools such as PowerBI, Tableau and Yardi considered an assetClear, personable, and effective communication skills (both written and verbal); can articulate a basic understanding of accounting and debt related conceptsHave sound logic and reasoning skills, with the ability to analyze an issue and evaluate and present various options for solutionStrong documentation and organization skills and a high level of attention to detailOxford's purpose is to strengthen economies and communities through real estate.Our people-first culture is at its best when our workforce reflects the communities where we live and work — and the customers we proudly serve.From hire to retire, we are an equal opportunity employer committed to an inclusive, barrier-free recruitment and selection process that extends all the way through your employee experience. This sense of belonging and connection is cultivated up, down and across our global organization thanks to our vast network of Employee Resource Groups with executive leader sponsorship, our Purpose@Work committee and employee recognition programs.