Junior Data Scientist

About LendableLendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 600 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingAbout The TeamLendable is the UK market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science and Analytics sits at the heart of this USP, developing the credit risk models and strategies to underwrite loan and credit card products.Our team is primarily focused on the pricing domain but we also work on other areas including product and credit. We implement a range of machine learning techniques and analytical tools to continually improve our product offering.About The RoleYou will be working in the UK Loans team at Lendable and will work on projects related to pricing, funnel and credit optimisation in collaboration with the credit and product teams.Join us if you want toWork in a small, high-impact team where you will be mentored to solve complex analytical problems, eventually taking ownership of your own modelsBe resourceful to solve problems and find smarter solutions than the status quo.Work closely with other members of the team that will support developing your technical expertise and domain knowledgeOur team’s objectivesThe pricing team owns the loans funnel analytics and pricing strategy.We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions.How You’ll Impact Those ObjectivesLearn the domain of products that Lendable serves, understanding the data that informs strategy and modelling is essential to being able to successfully contribute value.Research and propose improvements to our existing strategies and modelling methodologyClearly communicate results to stakeholders through verbal and written communication.Share ideas with the wider team, learn from and contribute to the body of knowledge.Key SkillsExperience using Python (pandas, numpy, scikit-learn) and SQLTheoretical understanding of core ML techniques and statistical principlesConfident communicator and contributes effectively within a team environmentSelf-driven and willing to take ownership of specific tasks and analysesNice to HaveInterest in Data EngineeringExposure to credit risk or financial datasetsPrior experience with financial modellingThe interview processFor This Role We’d ExpectA phone call with one of the teamVideo Call case study (Remote)An exercise to complete in your own timeOnsite InterviewDiscuss the exercise you completedMeet the team you’ll work with dailyLife at LendableThe opportunity to scale up one of the world’s most successful fintech companies.Best-in-class compensation, including equity.You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas. Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insuranceWe're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in LondonCheck out our blog!