Monday, October 27, 2025
Zero to One Search | Recruitment Agency

Junior Risk Manager (Credit Risk)

Posted: 4 days ago

Job Description

Our client is a dynamic part of a leading digital group, with the ambition to set a new standard in mobile banking. It's providing a variety of financial products and services via its mobile app. It includes online account opening, budgeting tools, mobile payments, and more, all designed to make banking easier for its customers.Location: Frankfurt, on-site.Type: permanent, full-time. You willMonitor the bank's growing loan portfolio and the resulting risks. Based on your analyses, you derive measures for credit risk management.Develop and validate the innovative data-driven models for estimating counterparty default risks (PD) as well as methods for estimating model parameters (EAD, LGD, CCF).Develop the products actively.Continuously develop the processes and systems within the framework of the bank's credit risk management.analyse and evaluate new regulatory requirements (e.g. CRR, MaRisk) and derivation of resulting action requirements for credit risk management.Participate in presenting results to management, working closely with other departments of the bank, particularly product development, business intelligence & controlling, and treasury.RequirementsCompleted master's degree with a scientific focus, e.g., mathematics or physicsProfessional experience in credit risk management or quantitative model development as well as knowledge of banking regulationsAnalytical-structured working method with a high degree of solution orientationHigh affinity for data and experience with statistical modelsProgramming experience, e.g. in Python or R and ideally knowledge of TableauStrong hands-on mentality and enjoyment of teamworkFluent written and spoken German skills (Word, Excel, Power Point) complete the profileBenefitsLong-term perspective: They are growing continuously and offer colleagues long-term career prospectsStart-up flair: Security of an established online company with start-up flair – They plan long-term and at the same time you have the opportunity to actively shape the bankEnvironment where you will feel comfortable: relaxed working environment, informal culture, regular drinks, cool team events with colleaguesFurther training opportunities: A broad training catalogue and specialised personnel development support you on your career pathExtras: Deutschlandticket, vouchers for their numerous products, free drinks, fresh fruit and free lunches!Excellent transport links: Their offices are very central with excellent transport linksBusiness Bike: Your new bike on lease – with their financial support

Job Application Tips

  • Tailor your resume to highlight relevant experience for this position
  • Write a compelling cover letter that addresses the specific requirements
  • Research the company culture and values before applying
  • Prepare examples of your work that demonstrate your skills
  • Follow up on your application after a reasonable time period

Related Jobs