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Harnham

Lead Credit Risk Analyst

Posted: 3 days ago

Job Description

Lead Credit Risk Analyst 📍 Atlanta, GA | 💰 Up to $160K + Benefits | 💻 HybridA fast-growing, well-funded fintech lender is seeking a Senior Credit Risk Analyst to join their data-driven team in Atlanta.This is a hands-on, high-impact role where you’ll use your analytical and coding skills (SQL, Python preferred) to shape credit strategies, underwriting policies, and portfolio performance for a rapidly scaling lending platform.You’ll:Build and refine credit risk and underwriting models.Analyze and monitor portfolio performance and risk trends.Develop data-led strategies to optimize profitability, balancing portfolio growth with credit riskSupport team growth with mentoring, guiding and supporting analystsCollaborate with Product, Finance, and Operations teams to align risk with growth.You:Have experience in credit risk or lending analytics.Expertise in driving credit strategy for SMB or consumer lending portfoliosAre fluent in SQL (Python a plus).Understand credit risk metrics (PD, LGD, EAD).Love solving complex problems with data.This is a chance to join a profitable fintech with serious growth ambitions — backed by private equity and already partnering with major tech and payments players.💰 Up to $160K + benefits (health, 401K match, PTO, etc.) 🚀 High-growth fintech | 🧠 Smart, data-led team | 📈 Clear career progression

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