Lead Product Manager, Lending

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.We are seeking an innovative, customer centric, data driven Product Manager to work on our Varo Lending Product team.  You will be responsible for delivering key initiatives across our lending products including Varo Advance, Varo Line of Credit and future products that drive customer and business impact.  You will be responsible end to end for these initiatives from performing customer and market research, to designing the product, to developing and implementing the products.  You will be responsible for measuring the success of our products and identifying opportunities to iterate.What you'll be doingOwn one or more of our credit productsDevelop and execute a product roadmap that drives growth and profitabilityResponsible for defining what success of the product means based on KPIs and performanceOwn the performance of key features: optimizing for meeting customer needs in terms of speed, convenience and access, while controlling for operational costs, losses and cost of implementationUse data and customer insights to deliver optimizations, improvements, and drive increased engagementCollaborate effectively with other groups to create solutions, including data science, design, user experience research, risk, operations and marketingWork closely with an agile team that involves design, engineers, marketing, legal and compliance to successfully execute and implement product featuresYou'll bring the following required skills and experiences10 years of professional experience, including a minimum of 8 as a Product ManagerProven track record of designing, building, and launching new lending products that drive customer value and deliver business impactExperience leading a credit product line and a proven track record of driving revenue growth and customer adoptionExperience with product optimization, A/B testing, and customer and data driven decision makingExperience managing front end experience and core functionality of productsWe recognize not everyone will have all of these requirements. If you meet most of the criteria above and you’re excited about the opportunity and willing to learn, we’d love to hear from you!About VaroVaro launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We’re a new kind of bank – all-digital, mission-driven, FDIC-insured, and designed around the modern American consumer. As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer-first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system.Learn more about Varo by following us:Facebook - https://www.facebook.com/varomoneyInstagram - www.instagram.com/varobankLinkedIn - https://www.linkedin.com/company/varobankVaro is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.Beware of fraudulent job postings!Varo will never ask for payment to process documents, refer you to a third party to process applications or visas, or ask you to pay costs. Never send money to anyone suggesting they can provide work with Varo.  If you suspect you have received a phony offer, please e-mail careers@varomoney.com with the pertinent information and contact information. CCPA Notice at Collection for California Employees and Applicants: https://www.varomoney.com/privacy-legal/We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.For cash compensation, we set standard ranges for all US-based roles based on function, level, and geographic location, benchmarked against similar-stage growth companies. Per applicable law, the salary range for this role is $160,000 - $220,000. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range.This role is also eligible for a bonus, equity, and competitive benefits.