Job Description
Location: AbujaEmployment Type: Full-timeResponsibilitiesLoan Origination & Assessment – Identify, evaluate, and process loan applications from SMEs, including credit risk analysis and due diligence.Loan Processing & Disbursement – Ensure accurate documentation and compliance with lending policies before loan approval and disbursement.Portfolio & Risk Management – Monitor loan repayments, manage non-performing loans, and implement recovery strategies.Client Relationship & Business Development – Build and maintain strong SME client relationships, provide financial advisory, and drive loan portfolio growth.Regulatory Compliance & Reporting – Ensure adherence to banking regulations and prepare periodic reports on loan performance.Preferred QualificationsBachelor’s Degree, HND in Finance, Accounting, Economics, Business Administration, or related field.3 - 7 years of experience in credit analysis, loan processing, or SME lending in a microfinance or commercial bank.Strong knowledge of SME financing and risk assessment.Proficiency in financial statement analysis and cash flow projections.Good understanding of regulatory and compliance requirements in microfinance.Experience using loan management systems and banking software.Ability to work independently and within a team.Resilient and capable of handling loan recovery challenges effectively.Application Closing Date15th March, 2025.Method of ApplicationInterested and qualified candidates should forward their application and CV to: jobs@choicetalents.com.ng using the job title as the subject of the mail.
Job Application Tips
- Tailor your resume to highlight relevant experience for this position
- Write a compelling cover letter that addresses the specific requirements
- Research the company culture and values before applying
- Prepare examples of your work that demonstrate your skills
- Follow up on your application after a reasonable time period