Loan Operations Manager

Loan Management Department HeadA leading financial institution is seeking a Loan Management Department Head to oversee its loan portfolio and credit operations. This role is responsible for managing non-performing loans (NPLs), acquired assets, loan provisioning, and concentration risk, ensuring compliance with regulatory requirements and effective risk management.Key ResponsibilitiesPlanning & StrategyDevelop annual operating and business plans aligned with organizational goals.Formulate short- and long-term credit risk management strategies.Establish and update credit policies, procedures, and bulletins.Portfolio & Risk ManagementManage loan portfolios including NPLs, restructured loans, and acquired assets.Monitor credit exposure and concentration limits in compliance with regulatory standards.Review and approve loan pricing, provisioning, and capital adequacy.Oversee credit scoring, analytics, and risk models.Leadership & Team ManagementLead and supervise a team of credit analysts, credit admin officers, and collection managers.Set departmental goals, budget plans, and performance targets.Mentor and guide staff for career development and high productivity.Reporting & CompliancePrepare credit risk and loan management reports for senior management.Ensure compliance during regulatory audits and address findings promptly.QualificationsEducation: Bachelor’s degree in Statistics, Mathematics, Accounting, Business, Economics, or related field.Experience: Minimum 5 years in credit management within retail or wholesale banking/financial institutions.Skills:Loan portfolio management and credit operationsCredit analysis, modeling, and reportingRegulatory compliance (local central bank regulations)Strong leadership, decision-making, and business acumenCore CompetenciesLeadership & People ManagementRisk Management & Analytical ThinkingResults Orientation & Strategic PlanningCommunication & Client Service