Loan Sales Officer

Location: LagosAs a Loan Officer, you won't just be handling paperwork â you'll be the link between hardworking entrepreneurs and the financial support they need to grow. This role is about meeting people where they are, building trust, and ensuring access to loans that make a real impact in local communities. You'll be on the move, visiting shops and homes, assessing businesses, and making sure loans are disbursed and repaid responsibly.Who are we searching for?You're passionate about supporting small businesses and communitiesYou're a people person who enjoys building long-term relationshipsYou're detail-oriented and disciplined when it comes to compliance and reportingYou're resilient, proactive, and comfortable working in the fieldYou're results-driven and thrive in a target-based roleYour ResponsibilitiesYou will mobilize and onboard clients for loans within your coverage areaYou will form groups and networks to expand loan reach in the communityYou will verify client homes and businesses to ensure compliance with company guidelinesYou will assess loan applications, prepare proposals, and present for appraisalYou will participate in credit committee reviews where requiredYou will manage loan disbursements and post-disbursement monitoringYou will recover overdue loans while maintaining cordial client relationshipsYou will capture and record accurate client and guarantor information in the systemYou will collect, post, and reconcile daily repayments and savings with the Branch ManagerYou will maintain a healthy loan portfolio and ensure customer satisfactionTo be considered, you should have2â3 years of experience in microfinance, lending, sales, or community engagementStrong interpersonal and communication skillsAbility to assess small businesses and determine repayment capacityProven ability to meet targets in a structured environmentBasic computer literacy for reporting and data entryA strong sense of integrity and accountabilityWhat Success Looks Like...Meeting monthly loan disbursement and recovery targetsMaintaining a portfolio at 2% or below PARGrowing the number of active customers under your managementAchieving high customer satisfaction and retentionBuilding trust and visibility in the communityChallenges you may face in this role...Managing overdue loans and handling difficult repayment situationsBuilding trust quickly with new clients and groupsBalancing fieldwork demands with timely reportingNavigating competition from other lenders in the communityThe Goodies...Salary range: â¦120,000 net/monthHMO, Pension, Leave allowance, 13th month, Performance Incentives and bonusesOpportunity to build a visible career in financial services and community lendingWork in a supportive team environment with growth opportunitiesTraining and development programs to sharpen your customer engagement and credit assessment skillsBe part of a mission-driven organization helping businesses thrive