Mortgage Disclosure Desk Specialist

DescriptionHomebased within FirstBank Footprint. Summary: The Mortgage Disclosure Specialist is responsible for preparing and reviewing initial and re-disclosures for all mortgage loan types, ensuring compliance with federal, state, and investor regulations. This role requires strong attention to detail, excellent communication skills, and a thorough understanding of TRID and RESPA guidelines. The specialist will work closely with internal teams to ensure timely and accurate delivery of disclosures. Essential Duties and Responsibilities : Prepare initial compliance disclosures and subsequent re-disclosures for all mortgage loan types, including Conventional, FHA, VA, and USDA. Monitor loan pipelines and collaborate with staff to ensure timely delivery and accuracy of fees. Ensure compliance with bank policies and federal, state, and local regulations across multiple states. Maintain up-to-date knowledge of RESPA guidelines and regulatory changes. Communicate with Loan Officers, Processors, and other departments to confirm disclosure accuracy and provide feedback when modifications are needed. Review and validate TRID disclosures, including APR and Non-APR fields. Additional Responsibilities Assist with audits or internal reviews related to disclosure compliance. Support training efforts for new staff on disclosure procedures and systems. Education And/or Experience Minimum of 2 years of recent experience in the mortgage industry. Experience with IDS Closing Documents, Ellie Mae Docs, and Encompass 360. Knowledge of TRID and RESPA regulations. Skills And Abilities Strong organizational and time management skills. Excellent verbal and written communication. Keeping attention to detail and accuracy. Ability to demonstrate the highest level of ethical behavior and maintain confidentiality with sensitive information. Respectful demeanor that promotes a positive and professional work environment. Understanding of and compliance with bank policies, laws, and regulations applicable to job duties, including completion of compliance training and reporting of any violations or suspicious activity. Ability to demonstrate the highest level of ethical behavior and confidentiality and maintain confidentiality with sensitive information. Respectful demeanor toward other associates and managers that promotes a positive and professional work environment. Understand and comply with bank policy, laws, regulations as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.FirstBank does not accept unsolicited resumes from agencies and staffing firms. Recruitment agencies and consultants may not submit resumes directly to managers. FirstBank will not pay fees to any third-party agency or company that does not have a signed agreement as an approved vendor. FirstBank in an Equal Opportunity Employer, including disability.