Payment Manager

Payments Operations Manager - FinTech/Payments📍 Location: Limassol, Cyprus💼 Sector: FinTech/Payment Services Provider (PSP)💶 €40,000 - €55,000 (dependent on experience) + bonusAre you an experienced Payments Operations Officer or Payments Operations Manager seeking the next step in your career? If so we have a fantastic opportunity with a cutting edge Payment Services Provider seeking to expand their operations team.The company provides seamless, secure, and fully compliant payment solutions to businesses operating between traditional fiat currencies and digital assets. Offering dedicated accounts in EUR, USD, and GBP, they ensure reliable, multi-currency access to support streamlined global transactions. Serving financial institutions, corporate entities, and high-growth startups, the organisation tailors its services to diverse client needs within the evolving digital economy.Role DescriptionWe are currently seeking a Payments Operations Manager for a full-time, on-site position based in Limassol, Cyprus. The successful candidate will oversee end-to-end payment operations, including daily processing, reconciliation, treasury activities, and transaction monitoring. This role is responsible for ensuring accuracy and efficiency across all payment flows, maintaining optimal liquidity and cash positions, and executing key financial and operational tasks that support smooth, secure, and compliant payment processing within a fast-paced environment.Job responsibilities Bank Reconciliations: Oversee and execute daily reconciliations across all banking and payment accounts. Fee Calculation & Proposals: Calculate internal and external fees; prepare tailored client pricing proposals based on transaction volumes and risk profile. Client Settlement & Reporting: Monitor and report on settlements and transactional flows; ensure timely and accurate reporting to internal teams and clients. Fee Benchmarking: Conduct periodic analysis of market rates and competitor fees to ensure pricing competitiveness. Treasury Management: Manage the full payment cycle assist in cash flow management, fund movements, and bank instructions for high-value transactions. Regulatory Compliance: Ensure alignment with financial reporting obligations under regulations; support preparation of reports for the Central Bank or other regulators, preparations of annual and quarterly reports. Internal Controls: Help define and implement robust internal financial controls, especially for funds management and client money handling. Collaboration: Work closely with compliance, operations, accountants, auditors and client teams to ensure seamless flow of financial information, service delivery and identify financial risks in daily operations. Requirements Bachelor’s degree in Accounting, Finance, Business or related field.3–5 years of experience in a finance/accounting role within fintech, payments, or EMI/PSP environment. Strong knowledge of reconciliation tools, banking systems, and fee structures. Preferred Experience in working with cross-border payments, FX, or OTC desks. Hands-on experience with virtual IBANs, digital assets, or settlement platforms.