Payment Product Manager (Indonesia · Jakarta)(A125453)

【About PayerMax】PayerMax is a global payment company focused on emerging markets, headquartered in Singapore.Through a unified platform, the company provides merchants with comprehensive payment solutions covering 70+ countries and 350+ local payment methods, supporting acquiring, payout, FX, and risk management needs across industries such as e-commerce, digital content, gaming, and financial services.Our vision is to become the payment infrastructure for emerging markets, addressing pain points such as fragmented channels, high integration costs, and complex compliance requirementsLocalization: Deep cooperation with major banks, wallets, and regulators to rapidly meet compliance and settlement requirementsPayment stability: Ensuring transaction success and user experience even under weak network conditions.End-to-end services: Covering the full chain from user payments and merchant settlement to fund security, reconciliation, and risk control.Long-term orientation: Emphasizing long-term partnerships and deep integration into local ecosystems rather than short-term gains.PayerMax has successfully built payment networks across MENA, Southeast Asia, and Latin America,serving global merchants such as TikTok, Tencent, Kuaishou, and Alibaba International, helping them improve local conversion rates and reduce compliance risks. 岗位职责1. 完善本地市场支付基础能力- 协同本地BD团队与本地银行、电子钱包、卡收单机构等合作建设完善本地支付产品- 结合本地市场趋势和监管要求，奉头负责新支付能力建设的pilot项目(如QRIS、BI-FAST、SNAP和ASPI等的推广应用)- 负责端到端产品交付:PRD 输出、技术对接、商户试点、迭代优化与规模化上线2. 建设本地商户支付服务能力- 搭建本地商户收单和代发等服务体系:包含商户入驻、支付对接、资金结算、对账等全链路- 协同合规和内部各部门，从产品和系统建设上满足各监管机构对本地业务开展的要求，规避合规风险- 优化自助化、标准化能力，提升商户粘性与整体体验。3. 市场研究、产品洞察和新行业探索- 深入研究印尼支付生态，通过调研挖掘新趋势，转化成产品建设优化的机会，支撑公司商业化决策- 结合公司业务策略，探索和建设满足新行业(如线下零售、贸易等)需求的产品能力，打造线上线下一体化的支付方案4. 跨团队协作- 与 运营、商户运营、合规、风控 团队紧密配合，确保项目顺利推进- 在 Pilot 项目中承担协调桥梁角色，推动资源高效落地。5. 数据驱动优化- 建立和监控支付核心指标(TPV、成功率、覆盖度、成本)- 基于数据分析进行路由优化、SLA 建设和产品迭代。Responsibilities1. Enhance local market payment infrastructure- Collaborate with local BD teams and partners (banks, wallets, card acquirers) to expand and optimize payment products.- Lead pilot projects for new payment capabilities aligned with local trends and regulations (e.g., QRISBI-FAST, SNAP, ASPI).- Own end-to-end delivery: PRD drafting, tech integration, merchant piloting, iteration, and scaled rollout.2. Build merchant payment service capabilities- Design acquiring and payout systems for local merchants, covering onboarding, integration, settlement, and reconciliation.- Work closely with compliance and internal teams to meet local regulatory requirements and minimize risks.- Optimize self-service and standardization to improve merchant stickiness and user experience.3. Market research & product insights- Conduct in-depth research on the Indonesian payments' ecosystem, identifying new trends and translating them into product opportunities.- Explore new industry verticals (e.g., offline retail, trade) and design end-to-end online-to-offline payment solutions.4. Cross-functional collaboration- Work closely with Operations, Merchant Ops, Compliance, and Risk teams to ensure smooth project execution.- Act as a bridge in pilot projects, aligning resources for efficient delivery.5. Data-driven optimization.- Establish and monitor payment KPIs (TPV, success rate, coverage, cost)- Use data to drive routing optimization, SLA building, and product iteration.任职要求- 4-6 年支付/金融科技产品经验，有钱包、收单或银行支付系统经验- 熟悉印尼支付基础设施: QRIS、BI-FAST、RTOL、SKN、RTGS- 有商户线上线下收单经验，能独立推动入驻与对接。- 较强的数据分析能力，能基于指标转化为优化方案。- 对印尼支付合规环境(BankIndonesia、0JK、SNAP、ASPI)有一定理解。- 英文流利，可作为工作语言;中文加分。- 电商、数字娱乐、零售等行业相关产品经验，熟悉多场景支付的差异化需求能结合支付能力设计匹配的解决方案。加分项- 本地钱包经验(Dana、0V0、ShopeePay、GoPay)。- 线下支付收单经验。- 曾负责 Pilot/国际展业项目，熟悉0→1产品落地流程。Requirements- 4-6 years of product experience in payments/fintech, with background inwallets, acquiring, or banking payment systems.- Strong familiarity with Indonesian payment infrastructure: QRIS, BI-FAST, RTOL, SKN, RTGS.- Experience in merchant acquiring (online + offline) with the ability to independently drive merchant onboarding and integration.- Strong data analysis skills, capable of translating metrics into product decisions.- Understanding of the Indonesian regulatory landscape (Bank Indonesia, OJK, SNAP, ASPI).- Fluent in English; Mandarin is a plus.- Industry exposure in e-commerce, digital entertainment, or retail with ability to design multi-scenario payment solutions.Nice-to-Have- Hands-on experience with local wallets (Dana, OVO, ShopeePay, GoPay)- POS /offline acquiring experience,- Previous experience leading pilot projects /international market expansion, familiar with 0-1 product lifecycle.What We OfferFlexible hybrid work model.Deep involvement in the Indonesian payment ecosystem, with opportunities to lead pilot projects and deliver 0-1 break throughs.Work alongside top talents from Shopee, Stripe, DBS, Citibank, Dana.Play a key role in shaping merchant experience and driving business impact in a fast-growing market.