Relationship Manager - Saudi Arabia

Relationship Manager – Corporate BankingAbout the business areaOur Corporate & Investment Banking Group is establishing a strategic presence in Saudi Arabia, to support a growing client base along regional economic corridors. The branch will provide a comprehensive range of solutions to Saudi clients including public enterprises, government entities, financial institutions and large corporates. With presence in the UAE, Egypt and Kazakhstan, ADCB’s expansion into Saudi Arabia will broaden relationships with clients and support their growth ambitions.In this role, your key responsibilities include:Acquire new clients, conduct financial analysis and submit credit applications, ensuring a smooth on-boarding experience to meet acquisition targets and drive portfolio growth.Offer existing clients new solutions, enroll them in alternate channels and value-added services to boost transaction volumes and grow the portfolio.Review client dossiers to capture current and future needs, respond to customer requirements and resolve complaints within turnaround times to maintain long-term relationships.Conduct client visits, report on risk profiles and update approving authorities on any changes to enable necessary action.Analyse clients’ financial health and industry trends regularly to identify lending, selling and cross-selling opportunities and enhance ADCB’s profitability.Conduct credit assessments and coordinate processing of approved credit requests for new clients to ensure a smooth and timely credit utilization process.Cross-sell ADCB’s products including corporate, project, and structured finance, transaction services, debt markets, treasury and Islamic Banking to meet client needs and increase product penetration.The ideal candidate should have the following experience:Minimum 4 years’ experience managing client relationships and portfolios in the banking sectorBachelor’s degree in Business Administration, Accounting, or FinanceProficient in balance sheet analysisSkilled in interpreting key financial ratiosWhat we offer:Competitive Salary: This role offers a competitive salary and provides all employees with access to one of our rewarding variable pay plans.Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).Flexible and Remote Working Options: We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements.Learning and Development Opportunities: We value and facilitate continuous learning and personal development, through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-Learning catalog, on-the-job training and professional development programs.At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.