Risk & Compliance Analyst - Mobile Financial Services

Core Responsibilities:Risk & Compliance Execute and report to the RCM on all Anti-Money Laundering & Counter Financing of Terrorism (AML/CFT) matters, ensuring adherence to the Company’s AML/CFT policies and procedures.Conduct risk-based analysis and evaluations of compliance matters in accordance with approved group processes and regulatory guidelines from the Central Bank of Samoa and other relevant regulatory authorities.Support the coordination of periodic independent reviews to assess the effectiveness of the Risk & Compliance Program as directed by the RCM.Collaborate with the RCM to develop policies and reports that ensure proper execution of the Risk & Compliance Programs and compliance with reporting obligations.Stay informed about emerging trends and typologies related to money laundering and terrorist financing including regulatory requirements within the MFS sector.Conduct thorough Customer Due Diligence (CDD) and Know Your Customer (KYC) reviews to mitigate money laundering and terrorist financing risks.Monitor customer transactions for suspicious activities through use of data analytics tools, reporting any potential concerns to RCM.Contribute to the development and delivery of AML/CTF training programs for MFS staff in Samoa.Collaborate and support RCM in conducting regular risk assessments to ensure the ongoing effectiveness of Digicel Samoa Financial Services Limited (DSFSL)'s risk management framework for MFS.Collaborate with other departments, such as IT and Operations, to ensure appropriate controls are implemented to mitigate identified risks.Ensure the implementation of internal controls within the MFS area, ensuring compliance with control requirements for new projects.Prepare regular reports on AML/CTF compliance, risk management activities, and regulatory adherence for senior management and the Board.Maintain accurate and up-to-date records of all AML/CTF and risk management activities.Identify opportunities to improve the effectiveness and efficiency of DSFSL's MFS risk management and compliance programs.GovernancePreparation of meeting minutes for the Audit & Risk Committee (ARC) and Board meetings within the designated timeframe, and assist with the logistics for ARC and Board meetings.Compilation of regulatory correspondence and maintain the regulator correspondence register.Academic qualifications, Experience & Skill a required for this role:A tertiary qualification in Banking, Finance Accounting, Criminal Justice or Law.Two (2) years of experience in the risk & compliance function in a Mobile Financial Service / Mobile Money, Financial Institution or regulatory entity.CAMS Certified or any other similar certification a plus.Knowledge and understanding of relevant laws and regulations relating to the Payment Service Providers / Mobile Money, and Telecommunication industry is required.Knowledge of AML regulations and guidelines in the South Pacific country including Fiji, Samoa and Tonga or Vanuatu is required.