Risk Reporting Manager

About our teamBCR is the place where you learn, grow, and contribute to shaping the future of banking. We are recognized as a school of excellence in banking, a top employer, and a team open to learning, where every colleague feels appreciated and valued. We promote an organizational environment that supports work-life balance, bringing fulfillment, security, and stability.As a Risk Reporting Manager, you will play a key role in analyzing and managing the retail loan portfolio, ensuring data integrity, and providing essential reports for the bank's strategic decisions.How will you contributeRetail loans portfolio data management: updating databases, performing data quality checks, and data mining;Developing regular and ad-hoc MIS reports, primarily using PL/SQL;Managing the retail risk portfolio to identify and mitigate credit risk;Creating specific reports for risk processes, loan overdues, scoring models, and collection activities;Analyzing and reporting on product segments, distribution channels, and client types;Automating reporting processes to increase efficiency;Collaborating with Erste Group to align with Retail Risk MIS standards;Actively participating in strategic retail risk projects;Cooperating with the Retail Risk Policy Manager to define and review the credit policy.What will help you be successfulA minimum of 3 years of experience working with large volumes of data (analysis, reporting, data management);Advanced/Intermediate PC skills (Microsoft Suite) and experience in Oracle database programming (SQL/PL/SQL) and/or Python;Previous experience in the banking sector (especially in risk or retail) is a significant plus;A university degree (Bachelor's/Master's) in fields such as Cybernetics, Computer Science, Mathematics, Statistics, or Finance;Excellent analytical skills, attention to detail, and a structured mindset;Advanced proficiency in English (both written and spoken).Sound like you'd be a good fit? Check out what we provide for our peopleMonthly budget for flexible benefits through the Benefit Online platform;13th month salary;Performance-based bonus;Banking facilities, benefits for private pension and discounts on insurance policies;Gifts for special occasions;Vacation allowance;Private medical services for you and your family;Hybrid and flexible work schedule;1 month / per year of remote work from abroad (UE);Up to 27 vacation days depending on your professional experience;Extra 7 days off per year if you have used up your vacation days;One day off for your birthday;Wellbeing, personal and professional development programs, and platforms that allow you to learn anytime, anywhere, and from any device;Subscription to Bookster.To find out how BCR processes the personal data required in the recruitment process access https://www.bcr.ro/ro/cariere/informare-candidati