Seasoned Non-QM Underwriter

Come join Logan Finance, one of the fastest growing Non-QM lending companies in the US. In business since 1949, Logan Finance delivers the highest level of customer experience in the industry through our Correspondent and Wholesale channels. We focus on providing our brokers and their customers with the best loan experience. The consistency, quality, and dependability of our loan deliveries have our partners calling us “the Agency of Non-Agency™."Key Responsibilities:Underwrite Non-QM and non-conforming jumbo loans, ensuring loans are compliant with company and investor guidelinesManage individual pipeline daily by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn timesReview and analyze borrower profiles, credit reports, title reports, income documentation and assets, appraisals, and complex business returns and financialsCommunicate with processing and sales to provide updates, clarification on outstanding conditions and deficiencies identified on loans, and to assist in interpreting underwriting guidelinesConduct an appraisal analysis to determine acceptable collateral standards are met.Qualifications:Minimum 7 years overall underwriting experience/3-4 years minimum Non-QM experienceAbility to underwrite Non-QM and Non-Agency loan products, including but not limited to Bank Statement Income Analysis, Asset Depletion, DSCR No Ratio, Foreign National and Self-Employment.Ability to review & calculate complex personal and/or business financials and tax profiles.Perform mortgage credit analysis with or without the assistance of an automated underwriting system and ensure lending decisions follow company guidelines and policies.Demonstrated proficiency in basic computer applications, such as Microsoft Office software products and EncompassExceptional organization skills and ability to multi-task and handle several priorities at once.Excellent analytic skills, attention to detail, and ability to work within time constraintsGood communication skills, both verbal and written.