Senior Associate, Financial Planning & Analysis

Join us to build a more rewarding financial future for all CanadiansAt Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada.#1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 — the first company ever to achieve a three-peat at the top!#1 Fastest Growing Company in Canada for 2024 by Globe & MailTop-ranked mobile apps and credit cardsTeam of 500+ people1M+ customers10K+ retail partnersThe RoleWe are seeking a highly motivated and analytical Senior Associate, Financial Planning & Analysis (FP&A) to join our Finance team. Reporting to the Head of FP&A, Product Economics this individual will play a critical role in supporting the company's financial planning, forecasting, and performance analysis activities. This is an exciting opportunity for a detail-oriented professional who thrives in a fast-paced, high-growth environment and brings a strong financial acumen and a passion for the FinTech space to contribute significantly to our strategic decision-making and continued success.What You'll Be DoingFinancial Planning & AnalysisSupport the finance business partnering processes, with a primary focus on Neo’s Lending division by collaborating with various department heads to develop comprehensive financial plans.Prepare detailed financial forecasts (monthly, quarterly, rolling), analyzing variances to forecasts, and providing insightful commentary on key drivers.Develop and maintain complex financial models to support strategic initiatives, scenario planning, and business case development.Conduct in-depth analysis of financial performance, identifying trends, risks, and opportunities.Reporting & InsightsPrepare presentations, insights and make recommendations to the Senior Leadership Team to guide strategic decision making.Develop dashboards and key performance indicators (KPIs) to track business performance and provide actionable insights.Clearly articulate financial results and provide recommendations to drive operational efficiency and achieve financial targets.Business PartnershipPartner with business leaders in Neo’s Banking division to provide financial guidance, analytical support and drive financial accountability.Assist in evaluating business opportunities by providing ad-hoc financial analysis to support strategic decision making.Proactively identify areas for process improvement and efficiency within the finance function and across the organization.Who We Are Looking ForEducation: A university degree in Business, Finance or Accounting. CPA, CFA or MBA is a plusExperience: 3-5 years of work experience in an analytical role, with preference given towards FP&A and/or Lending FocusFinancial Modeling: Expert-level proficiency in financial modeling, including advanced Excel skills (e.g., pivot tables, VLOOKUPs, Sumifs, array formulas)Data and Visualization: Experience with data querying languages and BI tool proficiencyAnalytical Skills: Strong analytical and problem-solving skills with the ability to interpret complex data and translate it into actionable insightsCommunication: Excellent written and verbal communication skills, with the ability to present complex financial information clearly and concisely to non-finance stakeholdersAttention to Detail: Meticulous attention to detail and a high level of accuracy in all financial workProactiveness: Self-starter with the ability to work independently and collaboratively in a fast-paced, dynamic environmentFinTech Interest: A genuine interest in the FinTech industry and an understanding of its unique financial drivers and challengesBonus Points If You HaveFamiliarity with the financial services industryExperience in a company that has gone through a significant growth phaseWorking At NeoThe people who thrive at Neo are resourceful, growth-oriented, and driven to win. We hold ourselves to high standards because we’re on a mission that matters: to build a more rewarding financial future for all Canadians. As individuals and as a team, we constantly challenge ourselves and each other to raise the bar and deliver exceptional experiences for our customers. Our commitment to customer success drives everything we do, from building world-class products to providing exceptional support at every step of their journey. If this resonates with you, keep reading.We trust, respect, and support each other. This means honest conversations, constructive input, and empowering each other to move fast and think big. You’ll be surrounded by people who push you to be your best. We primarily collaborate in person across our Calgary, Winnipeg, and Toronto offices, where ideas move quickly and teams build momentum together. As we continue to scale and evolve, we’re looking for builders, innovators, and problem solvers who thrive on challenge–people who would rather blaze a trail through uncertainty than follow a well-paved path.All team members have a stake in Neo’s success and earn meaningful equity through stock options. This ownership mindset is at the heart of everything we do — when Neo grows, we all grow. If you’ve heard that Neo employees work hard, it’s true. We hold ourselves accountable for delivering on our commitments to our customers, partners, and each other. Working at Neo means taking ownership of your work and driving results, knowing that your contributions directly impact the company’s success.Apply With UsWe believe in equal opportunity and are committed to creating an inclusive climate where everyone can thrive. Customers trust us with their finances, so successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check.By continuing with your application, you agree to the Candidate Privacy Notice, which guides how we process your personal information for the purpose of your application.