Senior Commercial & Property Credit Manager

Make confident, high impact credit decisions that support Kiwi businesses to grow sustainablyUse your deep commercial and property expertise in a role where judgment, trust and influence matterEnjoy flexibility, wellbeing support and market leading benefits for you and your whānauOur Business Credit team plays a critical role in delivering on Kiwibank’s purpose of making Kiwi better off, by enabling smart, sustainable growth for Kiwi businesses. We partner closely with our frontline Business Banking teams, providing expert credit risk decisioning, insight and guidance that balances strong customer outcomes with prudent risk management. This is a collaborative, expert environment where care and performance matter equally.Kō tātou tēnei. Hei kawe i ngā mahi kia tutuki | This is us. Where making an impact matters. As a Senior Commercial & Property Credit Manager, you challenge the status quo of traditional credit decisioning by bringing sound judgment, commercial pragmatism and a deep understanding of risk to every decision. You take pride in delivering timely, well reasoned credit outcomes across commercial, property and asset finance, while working closely with lenders to structure solutions that genuinely work for our customers.Enabled by Kiwibank’s clear risk appetite, strong credit frameworks and commitment to continuous improvement, you play a key role in uplifting capability across the Business Credit team and the wider business. The impact of your work is felt directly by Kiwi businesses, helping them invest, grow and succeed, while protecting the long term strength of Kiwibank. In return, you are trusted to use your expertise, influence outcomes at scale and grow your career in a bank that values both care and performance.Ko tātou tēnei. Kia hāpai i ō pūkenga | This is us. Where your expertise mattersAt Kiwibank, we will help you build on your strengths and develop new skills, but in the meantime, we would love to hear from you if you have some of the following skills and experience:Proven experience in senior credit or lending roles within commercial bankingIn-depth knowledge of commercial cashflow lending, property finance and asset financeConfident in making high value, judgment based credit decisions aligned to risk appetiteStrong numerical, analytical and financial analysis skills, with a sound understanding of accounting principlesExperienced in coaching, influencing and building trusted relationships with lenders and stakeholdersWell developed understanding of credit policy, legislative requirements and risk management practicesYou do not need to tick every box here to be considered! Above all we are looking for someone who embodies Kiwibank’s purpose and values, (Ngā Kauwaka), and someone who thrives in a vibrant and inclusive work environment.Tono mai |Apply Now – Join our Kiwibank team and grow your career in an environment where you can belong. Applications close on 8th March. We will be reviewing resumes throughout the advertising period and may withdraw the ad at any time.For more detailed information on the role, please see the attached Position Description: PD Senior Commercial & Property Credit ManagerKo tātou tēnei - Hei hāpai i a koe, me tō whānau |This is us. Where you and your whānau matter. Making a difference for all Kiwi starts with making a difference for our people. Flexibility, growth, challenging and rewarding work - this is Kiwibank. A place where you can belong and thrive – we are as ambitious as we are caring. We have big ideas and big plans. For you, for Kiwibank and for all Kiwi.For an idea about what life is like at Kiwibank and some of the benefits we offer make sure to check out the attached video.