Senior Software Engineer (Payments - Pluto Connect)

Company OverviewPluto is a modern financial operating system for global businesses. We combine global payments infrastructure with intelligent workflow automation to provide businesses with unparalleled insights, control, and automation over their spending.Pluto is a venture-capital funded startup backed by top-tier Silicon Valley investors and built by folks from some of the best technology institutions in the world -- Google, Shopify, Square, Uber, PayPal, Cash App, Digital Ocean, Y Combinator, and moreWe are reinventing corporate finance for the modern age and are solving challenging problems in the B2B payments space. With a stronghold in Dubai and sights set on expansion, we're now looking for a seasoned senior software engineer to help shape our next chapterWhat You’ll DoDesign and develop Pluto Connect - our embedded spend management platform for banks and financial institutionsPlay a pivotal role in architecting and building critical payment processing, ledgering, and financial reconciliation systemsArchitect and implement robust integrations with various payment rails and banking APIsLead the development lifecycle of features and work streams from design to deploymentBecome a voracious problem solver who can tackle difficult issues on tight timelines, manage cross-functional dependencies and set an exemplary bar for engineering within the organizationWrite and maintain clean, maintainable and testable code, leveraging design patterns and architecture where appropriateParticipate in code reviews, pair-programming sessions and provide constructive feedback to peersDevelop a strong understanding of the domain and bring a deep product and design mindset while building solutionsWho We're Looking For5+ years of professional experience as a software engineer (with a focus on payments/fintech)Extensive experience in developing and integrating with banking and card scheme protocolsExperience in working with third-party APIs and integrating external financial services into backend systemsMastery in at least one programming language (e.g Kotlin, Java, Go, Scala, Rust)Deep understanding of relational and non-relational databases and distributed systemsStrong grasp of SQL and relational data modellingExperienced with API design and development (e.g GraphQL, REST, RPC)Experience in designing and developing scalable, secure and reliable backend systems. Strong understanding of SDLC, software design principles, architectural and integration patternsStrong problem-solving skills and ability to analyze and debug complex software systemsExcellent communication and collaboration skills, with the ability to work effectively in cross-functional teams. Bonus PointsPrevious work experience in the banking or fintechFamiliarity with financial industry frameworks and technologies such as payment gateways, transaction processing systems, or financial messaging protocols (e.g ISO 20022, ISO8583, SWIFT, SEPA, or Open Banking APIs)Familiarity with cloud platforms such as AWS or Azure and experienced in deploying and managing applications in a cloud environment. Experience with Kubernetes or other container orchestration platformsExperience with JVM tuning, configuration & metricsOur Tech StackFrontend: React, TypeScript, GraphQLBackend: Kotlin, GraphQL, TemporalDatabase: PostgresInfrastructure: AWS, Azure, Kubernetes, TerraformObservability: Datadog, Cloudwatch, LightstepOur ValuesAt Pluto, we live by the following core values:Work like a lion, not like a cow 🦁Directly Responsible Individuals (DRI): We empower team members with autonomy to own their projects and outcomes fully, fostering a culture of accountability, clarity and outsized impact. As the DRI you are the driver of success for your projects — proactively identifying, communicating and mitigating risks and resolving blockers to ensure success. Clear Communication: At Pluto, we emphasize clear, transparent communication as fundamental to our success. We strive for clarity, succinctness and transparency in all interactions, ensuring that every message is articulated clearly and understood universally across our teams. This commitment to clarity reduces misunderstandings and fosters a more productive environment especially for distributed teams. Systems Thinking & First Principles Reasoning: We love to deconstruct problems and innovate from the ground up. By understanding complex systems and questioning assumptions, we are able to develop creative solutions to difficult problems. Fact-centric: We are intentional about questioning our assumptions, and bringing the facts to focus by diving into the data, quick-fire experimentation & swift prototyping. We make room for varied perspectives & calibrate our goals with metrics that track our progress, and accurately reflect reality. BenefitsCompetitive compensation & stock options so you have skin in the gameRemote-first work environmentWe'll ship you a new MacBookMonthly fitness benefitHome-office budgetDiscretionary learning budget