Transaction Monitoring Analyst (AML)

An international Australian fintech company is expanding its Financial Crime Operations function in Sofia and is looking for Transaction Monitoring Analysts to join the newly established team.This is a great opportunity to be part of a brand-new function, helping to build processes, define best practices and shape the culture from the ground up. Your work will play a direct role in protecting the company and its global clients from money laundering, terrorist financing and other financial crime risks.Key Responsibilities  •  Review system-generated alerts and analyse unusual customer activity for potential AML/CTF concerns.  •  Conduct investigations using internal systems, client profiles and external data sources.  •  Identify patterns, typologies and red flags related to money laundering or fraud.  •  Escalate and prepare Suspicious Activity Reports (SARs) when required.  •  Ensure all investigations are fully compliant with internal policies, procedures and regulatory standards.  •  Document findings and decisions clearly to support audits and regulatory reviews.  •  Collaborate with CDD/KYB teams to better understand expected client behaviour.  •  Contribute to the ongoing improvement of transaction monitoring systems, rules and workflows.What you bring  •  Experience in AML transaction monitoring or financial crime investigations.  •  Strong analytical and investigative skills with a high level of attention to detail.  •  Ability to identify suspicious activity and make sound, risk-based decisions.  •  Excellent written and verbal communication skills in English.  •  Confidence to act independently and provide recommendations to Compliance and other stakeholders.  •  Ability to manage multiple priorities in a fast-paced environment.  •  Familiarity with financial crime systems such as ThreatMetrix, Actimize, Featurespace or Comply Advantage is an advantage.  •  A proactive and collaborative mindset.What’s on offer  •  The opportunity to join a newly established Sofia-based Financial Crime Operations team.  •  Work for an Australian fintech company with clients across multiple regions.  •  Modern office in Tetrix building, Dragan Tsankov Blvd – easily accessible by metro and public transport.  •  Working hours: Monday to Friday, 09:00–18:00.  •  Competitive remuneration based on your experience and expertise.  •  24 days’ annual leave, plus 1 additional day off for your birthday and all national holidays.  •  Private medical insurance (fully covered for the employee) plus life insurance.  •  Meal vouchers – 150 BGN per month.  •  MultiSport card.  •  Employee Assistance Programme with 6 free virtual counselling sessions.  •  Hybrid work model – 3 days in the office, 2 from home (after the initial training period).Apply here: https://workvibes.talentlyft.com/o/cd7oagN