Underwriting - Insurance

Job DescriptionDevelop and execute strategic initiatives to enhance underwriting and new business efficiency Drive digital underwriting integration, rule-based decision engines, and Straight-Through Processing (STP) initiatives.Ensure system scalability and data integrity to support business expansion and product diversification.Collaborate with Product, System, and Reinsurance teams for new product readiness and channel enablement.Establish and maintain underwriting standards, risk parameters, and authority limits aligned with reinsurance treaties.Review and approve complex, medical, financial, or high-sum-assured cases.Oversee full new business processes, ensuring TAT, SLA, and compliance with OJK and internal policies.Ensure compliance with local regulations and internal risk management frameworks.Support company-wide ISO 27001 initiatives related to operational and data governance.RequirementsBachelor’s degree in Actuary, Insurance, Business, or related field.Professional certification (AAAIJ/AAIJ, AAAIK/AAIK, FLMI, or equivalent) preferred.Minimum 10 years’ experience in life insurance operations, with 5+ years in managerial or leadership role.Proven experience in digital underwriting systems, automation projects, and STP transformation.Deep understanding of OJK regulations, reinsurance treaties, and life insurance processes.Experience handling ecosystem and non-ecosystem (broker, B2B2C, bancassurance) business lines.Strong leadership, analytical, and interpersonal skills.Excellent communication in English.