Job PurposeTo manage and enhance the Personal Loan product by designing customer-centric journeys, driving program profitability, ensuring compliance, and supporting decision-making through analytics and reporting, while improving process efficiencies and enabling business growth.
Roles & ResponsibilitiesKey Result Areas Supporting ActionsJourney EnhancementsPropose and implement at least one journey enhancement per quarterPL Program ManagementDesign, launch, and monitor PL programs to improve market competitivenessPricing StrategyConduct monthly pricing analysis; recommend cost-optimization opportunitiesTAT ImprovementTrack disbursal TAT; work with stakeholders to implement automation/process fixesAudit & ComplianceMaintain SOPs, track deviations, and implement compliance resolutionsReporting & DashboardsPublish FTR, login-to-disbursal, sourcing mix dashboards monthlyManagement ReportingPrepare business review decks and provide actionable insightsTraining & Ad-hoc SupportConduct process trainings; support audits and special projects
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