Asset-Backed Finance Senior Analyst

Location: Mayfair, LondonType: Full-timeExperience: 3+ years in Securitisation / Structured CreditSector: Consumer Finance, SME Loans, Leasing, BNPL, Credit CardsAbout UsWe are a fast-growing credit investment platform specialising in structuring SPVs and purchasing financial assets from loan originators and lessors across the UK, Spain, and Italy. Our platform provides institutional exposure—primarily to banks and asset managers—through bespoke securitisation and structured credit solutions.Based in Mayfair, we operate at the intersection of finance, technology, and credit risk, offering a dynamic and hands-on environment for ambitious professionals in the structured finance and asset-backed lending space.The RoleWe are seeking a Senior Analyst in Asset-Backed Finance with at least 3 years of securitisation experience gained at a bank, asset manager, credit fund, or advisory firm. You will play a key role in the full deal lifecycle—from origination and due diligence through structuring, execution, and ongoing portfolio monitoring.Key ResponsibilitiesDeal Structuring & ExecutionSupport the structuring and execution of SPV-based transactions across consumer loans, SME loans, BNPL, credit cards, equipment leasing, and other asset classesBuild and review cash flow models, term sheets, and structural waterfall analysesLead workstreams during transaction execution, coordinating with internal and external partiesDue Diligence & Risk AssessmentConduct detailed asset-level and operational due diligence on loan originators and lessorsAssess underwriting policies, servicing capabilities, data integrity, and portfolio performanceParticipate in onsite visits and prepare DD reports and risk assessmentsPortfolio MonitoringMonitor ongoing performance of purchased portfolios and underlying collateralAssess servicer reporting, covenant compliance, and key performance indicatorsPrepare internal portfolio reviews and investor reporting materialsLegal & DocumentationWork closely with external counsel to review transaction documentation (purchase agreements, servicing agreements, facility docs, etc.)Coordinate negotiations among originators, investors, and advisors to ensure timely executionStakeholder ManagementLiaise with banks, asset managers, legal counsel, service providers, and senior managementPresent analyses and investment materials to investment committees and partnersRequirements3+ years of securitisation / structured credit experience at a bank, credit fund, asset manager, or similar institutionSolid understanding of ABS structuring, SPVs, and credit risk analysisStrong analytical and quantitative skills (Excel financial modelling required)Experience managing multiple deal workstreams and external stakeholdersComfort working in a fast-paced, entrepreneurial environmentExcellent communication, organisation, and problem-solving abilitiesFamiliarity with consumer finance, SME lending, BNPL, credit cards, or leasing strongly preferredWhat We OfferCompetitive salary and performance-based compensationSignificant hands-on transaction experience from day oneExposure to a wide range of asset classes across the UK, Spain, and ItalyThe opportunity to work directly with senior leadership and institutional investorsA collaborative, ambitious, and high-impact work environment in Mayfair