Associate Relationship Manager-PL

Job RequirementsJob Requirements Role/Job Title: Associate Relationship Manager-Personal LoanFunction/Department: Rural BankingJob PurposeTo Start Personal Loan in Rural Market and service and source the product.Primary ResponsibilitiesIdentifying Business owners / entrepreneurs in the defined catchment and identifying / assessing their business loan needs.Map out prospects in the town to scope business potential.Disburse Personal loans based on needs assessment.Conduct end-use checks as specified post disbursal of loans.Achieve monthly and annual loan booking targets.Cross-sell products and services to both new and as well as existing customers as per their lifestyle, risk profiling and requirements.Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer.Secondary Responsibilities Maintain high collections efficiency through discipline and drive. Preparation of accurate documentation of loans. Coordinate with operations officer to ensure timely data entry. Nudge behavioural changes in customers to move towards online banking. Ensure compliance as per the bank requirements.Education QualificationGraduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management.Experience: 0 to 2 years of relevant branch banking experience.