Credit Manager

Join our dynamic Credit Team as a Credit Manager, where you’ll play a pivotal role in managing and developing an efficient environment for processing new lending. As a key member of the Lending Committee, you’ll deputise for the Senior Credit Manager and ensure Skipton conducts its lending prudently in accordance with policies, legislation, and regulations. Key AccountabilitiesCredit Risk: Maintain awareness of strategic risks impacting the mortgage market, act as an escalation point for credit approvals, and contribute to the ongoing maintenance of Lending Policy. Underwriting:

Approve lending within agreed mandates, ensure strong quality assurance results, and propose criteria changes to maximise Skipton’s position. Processes and Systems: Ensure lending processing, systems, and controls are in accordance with relevant policies, identify and manage process changes, and liaise with IT for systems development. Leadership and Engagement: Inspire and engage your team, create a high-performance culture, and encourage personal development. Customer Strategy: Champion customer experience, promote excellence in service delivery, and ensure outcomes are appropriate for customers. Change and Knowledge Management: Advocate continuous improvement, ensure effective information and knowledge management. People Management and Development:

Build competence and integrity within your team, establish succession plans, and ensure access to learning and development. Finance and Management Information: Provide appropriate management information to monitor business performance. Risk Management: Ensure compliance with regulatory and board risk limits. Regulatory: Monitor compliance with all Skipton’s policies. Essential RequirementsQualification: Educated to degree level and/or hold relevant professional qualifications. Skills: Ability to develop and maintain effective relationships, strong commercial acumen, ability to analyse and interpret data, proven ability to influence and engage senior stakeholders. Knowledge: Financial services regulation, principles of property law (UK and CI), arrears management. Experience:

Development and implementation of business strategy, process improvement methodologies, operational process knowledge, financial information review, risk management. Related CareersHead of Risk & ComplianceFunds ManagerBusiness Analyst