Credit Manager (Executive/Sr Executive)

For those who are looking to explore a new career path and ready for a challenge, take this opportunity to excel yourself with MDV.No. of vacancies: 1Job DescriptionProcess financing applications by evaluating customer’s need and interpret and analyze financial statements, financial models/ cash flow, and scenarios to identify key risks and mitigate associated risk in order to make suitable credit recommendations.Verify and update credit assessment templates for each application with the required data and information to be submitted to the manager for review.Conduct standard financing structuring based on customer’s credit worthiness and prepare and submit a proposal to superiors for review before submission of the report to the approving committee.Prepare letter of offers to customers and ensure all required information is captured accurately before releasing it to the customers.Manage portfolio of customers allocated by attending to routine customer’s queries and clarification independently and resolve all queries in a timely manner.Monitor and follow-up disbursement activities with the Loan Administration & Disbursement team to ensure account activation and financing disbursement are on track.RequirementsDegree in Accounting, Finance, Economics or its equivalent​From 2 to 5 years of working experience in External Auditing or Corporate Banking, Business/ Commercial Banking, Wholesale Banking, SME Banking, Contract/Project Financing​, Revolving/Term Loan.Possess Interpersonal/Communication, Negotiation, Financial Acumen, Business Acumen and Credit Analysis skills.Benefits:KWSP employer contribution 16%Petrol allowancePhone allowanceParking allowanceAnnual leave 21 daysStudy and exam leave 10 daysCompassionate leave 10 daysMarriage leave 5 daysMaternity benefitOptical & dental benefitOutpatient and hospitalization for self and immediate familyAllowance for Raya, Chinese New Year, Deepavali, Christmas and MerdekaHybrid working arrangementFlexible working hour