Credit Risk Analyst

About SnappiAt Snappi, we're building a neobank from the ground up. Our mission is to empower financial freedom through technology, offering innovative and transparent digital banking solutions.Join us in reshaping the financial landscape!About The RoleWe're looking for a Credit Risk Analyst with a strong background in digital banking, fintech, or financial services to join our Risk Management team. The Credit Risk Analyst supports the Credit Risk Management function by performing analysis and reporting related to credit portfolio performance, capital adequacy, and impairment. The role contributes to the development and implementation of the Bank's credit risk framework, supports regulatory reporting processes, and ensures data accuracy and policy adherence. This role is crucial for monitoring portfolio quality and producing analytical insights for strategic decision-making. Ideal candidates will bring international experience, a solid understanding of credit risk frameworks, and preferably hold professional certifications such as PRM, FRM, or CFA.What You'll Be DoingAssist in the implementation and maintenance of the Bank's Credit Risk Management FrameworkSupport the calculation and monitoring of credit risk KRIs, including ECL & capital adequacyPrepare credit risk reports for internal and regulatory purposes (e.g., Business Reports, COREP)Monitor new loan production and portfolio quality in alignment with the Risk Appetite FrameworkContribute to the assessment of credit engine rules and recommend refinements based on observed trendsAssist in the preparation of materials for Regulatory Inspections, Risk Committees, and Executive ManagementWork closely with Data & IT teams to ensure the accuracy and consistency of risk data used in reportingParticipate in the development and testing of stress test scenarios under various macroeconomic conditionsSupport the Head of Credit Risk in drafting and updating credit risk policies and proceduresEnsure compliance with Bank of Greece (BoG) and EBA regulatory guidelines and internal risk governance standardsRequirementsBachelor's or Master's degree in Finance, Economics, Mathematics, or a related discipline2-4 years of experience in a credit risk, regulatory reporting, or financial analysis within a digital bank, fintech, or financial institutionProfessional certifications such as FRM, PRM, CFA or equivalent are highly desirableFamiliarity with Basel & IFRS 9 frameworksProficient in Excel; experience with data analysis tools (SQL, other) is a plusStrong analytical and quantitative skills, with attention to detailGood communication and organizational abilitiesFluent in English; knowledge of Greek or other languages is a plusWhy Join Snappi? We foster a culture of innovation, trust, and continuous development. We focus on solutions and results. Your work will directly shape the future of banking, making financial services more accessible and impactful. If you're ready to make a difference, we'd love to hear from you!BenefitsAt Snappi, we invest in your well-being, growth, and work-life balance with a benefits package designed to support both your personal and professional journey:Competitive salary Hybrid work flexibility 37-hour work week Extra paid time off Medical & Life insurance coverage 24/7 Mental Health support for you and your family Employer-sponsored pension plan Exclusive perks with special rates on banking products Ongoing learning & career development opportunities Team activities & events to foster bonding, well-being, and a strong company culture Plus, for parents:Daycare allowance to help cover preschool costs Additional school monitoring days Savings plan for your children We believe diversity makes us stronger. Here, everyone belongs -no matter your background, beliefs, or identity. We hire and support people of all races, religions, colors, nationalities, genders, sexual orientations, ages, marital statuses, and abilities. Your uniqueness is an asset for Snappi.