Credit Team Lead – Corporates and Value Chain Marketing

Job Title: Credit Team Lead – Corporates and Value Chain MarketingLocation: Ikoyi, LagosJob Grade: Deputy Manager- Manager CadreReporting Line: Reports directly to the General Manager / Head of Credit and MarketingRole Overview The Credit Team Lead – Corporates and Value Chain Marketing is responsible for driving business growth, portfolio expansion, and client relationship management across corporate and value chain segments. This role combines leadership, business development, and credit oversight, serving as the interphase between Credit Officers and the Head of Department to ensure efficiency, risk management, and profitability. The position requires strategic initiative, sound financial judgment, and strong professional integrity to promote our vision as a performance-driven and client-focused CBN-regulated finance house. Key ResponsibilitiesA. Business Development and Market Expansion Develop and implement strategies to generate business from corporates, SMEs, and value chain operators in target sectors such as manufacturing, trade, logistics, FMCG, healthcare, and professional services. Originate and structure credit opportunities that align with the company’s profitability and asset quality objectives. Cultivate and maintain relationships with key corporate clients, trade associations, and professional bodies to drive consistent deal flow. Lead product marketing, market activation, and partnership campaigns to enhance brand recognition and increase the company’s market penetration B. Credit and Risk Management Supervise, coordinate, and review the activities of Credit Officers, ensuring adherence to internal credit policies and regulatory guidelines. Serve as the operational bridge between Credit Officers and the Head of Department to maintain workflow efficiency and accountability. Ensure accurate and timely credit appraisals, credit memos, and portfolio reviews that meet professional and institutional standards. Promote ethical conduct, integrity, and documentation accuracy across all team activities. Maintain credit quality by ensuring a balance between business generation and prudent risk control. C. Collaboration and Cross-Functional Support Work closely with the Treasury and Financial Services Department to provide viable borrowing leads and investment opportunities. Collaborate with the Risk Management, Operations, and Corporate Services units to streamline approval, disbursement, and monitoring processes. Support institutional strategy through data-backed analysis, market feedback, and client trend reporting. D. Product Innovation and Strategic Initiatives Lead the development of new credit products and tailored value chain solutions targeted at key industry clusters and professional segments. Initiate business development drives, client events, and market engagements that align with the company’s growth strategy. Contribute to the standardization of credit documentation and improvement of internal processes to promote operational consistency and efficiency. Professional Expectations Uphold the highest standards of professionalism, integrity, and client confidentiality in all dealings. Demonstrate effective leadership and mentorship in guiding Credit Officers toward performance excellence. Maintain a disciplined, goal-oriented approach to credit origination, appraisal, and portfolio management. Represent the company's Finance with credibility and tact in all client and institutional interactions. Key Performance Indicators (Qualitative)Performance Area and Qualitative ExpectationsBusiness Development: Consistent origination of viable and risk-mitigated corporate and value chain transactions.Portfolio Growth: Progressive portfolio expansion through sustainable and diversified credit opportunities.Credit Quality and Appraisal: Timely, well-structured, and analytically sound credit memos with strong approval outcomes.Collaboration and Referrals: Productive synergy with other departments, including referrals for borrowings and placements.Team Leadership: Effective supervision, guidance, and performance management of Credit Officers.Professional Conduct: Adherence to ethical standards, accuracy in reporting, and accountability in execution.Method of ApplicationInterested and qualified candidates should send their CVs to recruitment@stresertintegrated.com using CVCFT-25 as subject of the mail.Job Type: Full-time