Data Analyst (Payments)

ResponsibilitiesMonitor and optimise payments performance, including approval rates, decline patterns, 3DS flows, timeouts, retries and routing rules.Analyse and reduce fraud-related declines, collaborate on tuning fraud rules and improving risk thresholds.Perform deep-dive analyses to discover patterns, trends and new insights across card schemes, PSPs, BINs, countries and methods.Drive actionable outcomes: update routing logic, cascading strategy, risk rules, issuer-specific heuristics and operational configurations.Own continuous monitoring: daily health checks, anomaly detection and alerts on key metrics.Build dashboards and monitoring tools in Metabase / Amplitude / TableauPrepare clear and actionable analytics reports for internal teams and leadership.Evaluate impact of new features, routing changes, ML versions, product experiments and provide data-backed recommendations.Work closely with Product, Data, ML, Payments Operations and Fraud teams to design and implement improvements end-to-end.RequirementsStrong SQL (Redshift/MySQL/Clickhouse), ability to build metrics properlyUnderstanding of PSP behaviour, decline codes, 3DS, issuer logic, routing, tokens, cascadingUnderstanding of fraud basics (RDR, chargebacks, rule tuning, risk signals)Experience with PythonAbility to translate data into clear actionsComfortable in a fast-moving, operational environmentOwnership mindset, strong attention to detailQualifications That Can Be a PlusExperience with card schemes / PSPs and issuer-specific patternsHands-on work with 3DS flows, network tokens, or routing optimisationBackground in fraud prevention (rules, signals, chargebacks)Work experience in fintech / high-load transactional productsConditionsWe know that great talent deserves great conditions, so here's what you can expect when joining us:EU-based employment contract and a 3-year Cyprus work visa with full support for your relocation and visa processes, including assistance for your family.Full relocation package: flights to Limassol for you and your family, a company-covered apartment for the first month, and full relocation support to make your move smooth and hassle-free.Transparent performance reviews twice a year, with bonus opportunities and salary adjustments.Private medical insurance for you and your family, a corporate mobile plan (unlimited in Cyprus with roaming included), and interest-free support for car purchases.Mindfulness & well-being support, including psychological assistance with 50% coverage.50% coverage of school and kindergarten fees for your children.Fully covered sports benefits, and also access to in-house electric scooters and bike rentals.Investment in your growth: paid language courses and access to suited-for-you development programs, including conferences, training programs, and coaching to support your professional journey.A culture of recognition: a peer reward program to celebrate your contributions.A fully equipped office in Limassol’s city center, with everything you need for deep work and collaboration.Free catering in the office and an in-house coffee bar with high-quality drinks and a health bar stocked with nutritious snacks.A strong engineering culture: international teams, corporate events, team buildings, and hackathons—because great work happens in great communities.Recruitment processHR Interview (30 mins);Technical Interview (1.5 hours);Final Interview (1 hour).