Junior Business Analyst (Payments)

NEORIS, now part of EPAM, is a Digital Accelerator that helps companies leap into the future. With more than 20 years of experience as Digital Partners to some of the world’s most important organizations, we are a multicultural team of over 4,000 professionals across 11 countries. Our culture blends innovation, continuous learning, and a startup mindset to create high-impact digital solutions for our clients.We are looking for: Junior Business Analyst (Payments)This is an exciting opportunity to join a high-performing transformation team within one of the world’s leading financial institutions. As a Junior Business Analyst, you will support digital and payments for modernization projects that enhance corporate banking services and client integration capabilities.You will gain hands-on experience in payment systems, ISO 20022 messaging, and financial process automation, while working closely with senior analysts, architects, and operations teams. The role also offers exposure to AI-assisted productivity tools (e.g., ChatGPT, Copilot, and JIRA Rovo) that help streamline documentation, testing, and collaboration.Key ResponsibilitiesSupport business analysis activities for digital payment modernization and system integration initiatives.Gather, document, and validate business requirements related to payments, reconciliations, and liquidity processes.Translate business needs into functional or technical specifications under the guidance of senior analysts.Participate in workshops and stakeholder meetings to capture and clarify requirements.Contribute to the definition and execution of User Acceptance Testing (UAT) and help track and report test outcomes.Learn to use AI-assisted tools to improve requirement documentation, user story drafting, and report summarization.Collaborate with technology, operations, and compliance teams to ensure proposed solutions meet regulatory and business standards.Support the continuous improvement of documentation and analysis practices across the transformation team.RequirementsMandatory:1–3 years of experience in financial services, ideally in payments, cash management, or treasury operations.Basic understanding of payment messaging standards such as ISO 20022 and SWIFT MT.Interest in learning bank connectivity models (API, SFTP, Host-to-Host, EBICS) and corporate ERP/TMS integration.Familiarity with Agile methodologies and tools (JIRA, Confluence).Strong analytical and problem-solving skills, with a proactive learning mindset.Excellent communication skills in English and Spanish.Openness to using AI-based tools to improve analytical and documentation tasks.Awareness of ethical and secure data handling within banking environments.Bachelor’s degree in Finance, Information Systems, Business Administration, or a related field.DesirableExposure to ISO 20022 message formats (pain.001, pain.002, pacs.008, etc.) or message mapping practices.Experience with BPMN or basic data mapping.Familiarity with SWIFT MyStandards for message validation or documentation.Understanding of PSD2, SEPA, or other payment regulatory frameworks.Experience with ERP or TMS platforms (e.g., SAP, Oracle).Basic skills in MS Excel, Power BI, or SQL for data analysis.Strong interest in digital transformation, automation, and continuous improvement.Relevant certifications or training (e.g., Agile Fundamentals, BA Foundation, SWIFT Basics) are an advantage.We OfferPermanent contract with a competitive salary.Flexible working model.Hybryd workPersonalized career path and continuous learning opportunities (certifications, English programs, etc.).Flexible working hours and a strong focus on work-life balance.Social benefits adapted to your needs