Personal Loans Business Development Officer

Responsibilities:A. Business DevelopmentObtains approval for annual plans, targets, and programs from the Personal Loans Head.Develops and implements plans to increase new releases from non-depositor segments including setting up external partnerships that will allow the Bank to offer Personal Loans to large customer bases (e.g. telcos, delivery services) as well as through aggregatorsUnderstands the needs/wants of the non-depositor segments, monitors competitive activity, and identifies new trends and opportunities to provide more compelling and differentiating programs and campaigns that will encourage take-up from the non-depositor segments.Works with credit to enhance Risk Acceptance Criteria, Underwriting requirements that will help enhance ease of application and increase approval rates for the segmentWorks closely with the Sales and Distribution and Digital Solutions Team to widen coverage and sourcing of the non-depositor segment particularly through the online and 3rd party channels.Works closely with Business Analytics and MIS to develop strong MIS for performance monitoring versus targets on a regular basis. Ensures compliance to regulations and business policiesB. Portfolio ActionsDevelops and implements plans to increase new releases from the non-PQ Depositors and Portfolio Actions.Strengthen contribution of the 3rd party Tele Channel to PL Works with credit to enhance Risk Acceptance Criteria, Underwriting requirements that will help enhance ease of application and increase approval rates for the non-PQ and expand eligibility and loanable amounts for GRC and Top-Up basesWorks closely with Business Analytics and MIS to develop strong MIS for performance monitoring versus targets on a regular basis as well as insights that can lead to identifying opportunities to optimize the loan portfolio. Qualifications:Graduate of a Bachelor's DegreeAt least 2-4 years experience in Personal Loans product management and product developmentTechnical skills in campaign and channel managementExcellent written and verbal communications, decision making, analysis, negotiation, creatives and media proficiency