Portfolio Management & Special Assets Senior Officer / SMEs

Key Responsibilities:Perform periodic review and validation of the risky clients’ lists provided by Credit Administration Function.Assist in the analysis of Early Warning Indicators (EWI) to detect potential deterioration in client creditworthiness.Collect and compile updated financials, management accounts, and operational information from the Business Function or directly from clients.Participate in client assessments, and site visits as required to validate financial and operational conditions.Support in the preparation and tracking of Action Plans for identified risky clients, ensuring adherence to timelines and formats.Maintain proper documentation and update portfolio monitoring tools and dashboards.Follow up with the Business Function on the implementation progress of validated Action Plans and escalate delays.Maintain direct follow-up on the client’s file during the exit phase, ensuring all actions and communications are properly recorded.Prepare credit proposals requiring changes to approved terms or condition.Coordinate with Credit Review Function to ensure proper evaluation of presented proposals.Prepare draft reports and summaries for the Manager and Head of Unit regarding portfolio status, exposures, and follow-up actions.Coordinate with Credit Administration Functions for data validation, EWI updates, and classification inputs.Prepare cases proposed for reclassification to Remedial and support handover documentation.Contribute to portfolio trend analysis and MIS reports on key performance and risk metrics.QualificationsBachelor’s degree in Finance, Business, or Accounting.Minimum 4-5 years of banking experience, preferably in recovery, credit, risk, or portfolio analysis.Knowledge of credit processes, EWI tools, and data validation standards.Proficiency in MS Excel and analytical reporting.Strong attention to detail, time management, and communication skills.