Product Director - Payment & Banking

Our Product Management team drives product initiatives from inception through execution, launching products/features across our global footprint. We collaborate closely with engineers, designers, analysts, marketers, and other cross-functional team members to ship remarkable features and products.About the role: The Cash team deals with money movement and transfers. We work with banks, fintechs, wallets to enable our users to move money seamlessly into and out of our platform. We are looking for a seasoned and hands-on Product Director who has the vision, drive and ability to own, create, implement and manage an industry-changing platform that helps change the way users deal with money. This role in particular is focused on US partners and hence an in-depth understanding of US banking regulations and practices is a huge advantage. Job Responsibilities:Liquidity and Settlement: Expert understanding of Treasury Product; specifically how to structure banking partnerships to ensure zero, or near-zero, downtime liquidity for mass user pay-outs and instant trading activitiesHigh-Acceptance Rate Focus: Demonstrated ability to significantly increase transaction acceptance rates across credit card, debit card, and bank transfer pay-ins by optimizing processor relationships, fraud rules, and regulatory compliance checksStrategic Bank Partnership: Leading commercial negotiations and technical integrations for direct bank relationships (not just white-label partners) to secure preferential rates, dedicated service levels, and custom solutions required by trading businessesPayment Orchestration & Routing: Experience in designing the logic for a dynamic routing engine that instantly selects the best rail based on user segment, jurisdiction, currency, speed requirement, and risk profileInstitutional On-Ramp: Experience in scalable fiat payment solutions tailored for institutional clients (e.g., dedicated segregated bank accounts, high-value wire processing, bulk pay-out APIs)Key Success Metrics: 1) Time-to-Fund/Time-to-Withdrawal (reducing latency), 2) Pay-in acceptance rates (driving higher funding success) and 3) Cost-per-Transaction (optimizing margins)Job Requirements:Minimum of 10+ years of product leadership focused on building and optimizing cross-border payment infrastructureLess experience candidates can be considered as Principal/Lead. Proven experience in selecting and integrating payment rails based on transaction speed (T+0 vs. T+1) to meet the needs of instant tradingGood aptitude for understanding technical APIs and translating them to how they impact user stories is preferredA data-informed work style, viewed through a compassionate lens of the userA passion for building delightful customer-facing products and experiencesStrong work ethic and willingness to go the extra mile to meet tight delivery timelines and goals where necessaryAbility to manage C-level stakeholders and clearly articulate prioritization decisions and considerationsDemonstrated leadership, taking ownership and producing resultsThe ability to collaborate well with designers, engineers, QA, Marketing, compliance, growthBring humility to your work and how you work with othersWe may use artificial intelligence tools to analyze the content of your Resume/CV against the specific requirements for the position. The purpose is to support our recruitment team in reviewing applications more effectively. These tools assist our recruitment team in their evaluation of your application by providing recommendations, but they do not replace human judgment. Final hiring decisions are ultimately made by humans who consider the insights generated by the tools along with other relevant information. If you would like more details about how your personal information is processed, please contact us.