Revenue Assurance & Credit Analyst

Launched in 2017 as Kudi.ai, a chatbot that enables financial transactions through social apps, Nomba has evolved into one of Nigeria’s leading financial technology platforms. We began by empowering everyday people to serve as neighbourhood banks—offering essential services like withdrawals, transfers, and bill payments, especially in underserved communities. That foundation has grown into a powerful infrastructure that now processes over $1 billion in payments every month.Today, Nomba serves more than 1 million customers—spanning consumers, agents, and businesses of all sizes. Our platform now includes a full suite of business banking tools such as advanced dashboards, treasury features, and integrated payment solutions that help businesses manage their finances and scale efficiently. On the consumer side, we offer intuitive tools for wealth building and financial control, including flexible savings options, spend analytics, scheduled transfers, and interest-free Islamic savings. We’re not just powering payments—we’re helping people and businesses move forward with confidence.With a team of over 250 passionate and driven individuals, we’re not just building financial tools — we’re pushing boundaries and reimagining what’s possible for millions across Nigeria. Every line of code, every customer interaction, and every new idea contributes to our mission: to enable economic prosperity by helping individuals and businesses run efficiently and achieve their goals. As you join us on this journey, know that you’re becoming part of something bigger — a team committed to shaping the future of finance and unlocking opportunity for all.About the RoleThe Revenue Assurance & Credit Analyst will play a dual role within the Revenue Assurance team, supporting the credit business by ensuring sound underwriting decisions and safeguarding the company’s revenue integrity. The role combines credit evaluation, transaction monitoring, and financial analytics to identify risks, ensure accurate billing, and maintain sustainable loan portfolio growth.Responsibilities Review and approve/decline loan applications based on defined credit criteria and risk scoring. Monitor loan portfolio performance, flag delinquency, and recommend corrective actions. Track and reconcile revenue, investigate discrepancies, and prevent leakages. Generate timely reports and dashboards on loan performance, revenue, and credit risk. Collaborate with Product, Finance, Operations, and Reconciliation teams on process alignment. Maintain accurate customer and loan data, including lifetime records and activity by terminal/channel. Ensure compliance with internal policies, regulatory requirements, and audit standards. Identify process gaps and recommend improvements for efficiency and risk mitigation Requirements A degree in Finance, Accounting, Economics, or a related field. 2–4 years of experience in credit underwriting or revenue assurance (preferably in fintech or banking). Hands-on experience with data analysis tools (Excel, SQL, or BI platforms such as Looker/Tableau) Strong knowledge of financial statements, loan structures, and credit scoring principles Pays strong attention to detail and can work with numbers easily. Solid experience in credit underwriting or loan evaluation. Understanding of risk management frameworks, revenue recognition principles, financial data flows and reconciliation logic Proactive problem-solver and team player Analytical thinker with excellent attention to detail.