Job Description

Why Join Us-At NPCI, you’ll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace—it’s a platform to grow, contribute, and make a meaningful difference.Role: Senior Lead Legal (Product Lawyer, Technology Contracts, Fintech Lawyer)Job Location: MumbaiQualification- LLB (preferably five years course)Experience: minimum 10+ PQEJOB PURPOSEThe job will require end to end handling of legal matters of NPCI group and provide legal guidance related to formulation and implementation of group’s business, strategies and policies.Assisting and working closely with the business, product and other functions in structuring transactions and documentation from a legal and compliance perspectiveDrafting, reviewing and negotiating agreements and other documents that are complex, high-risk and strategic in nature, with domestic and foreign entities and involve standardization of agreements including product, services and technology agreementsAdvising management and functional teams on legal and regulatory issues that may arise in the course of their day-to-day functioning. Working closely with the business teams on structuring of products, services and other business arrangements while helping them identify the legal risks and further add value by identifying commercial and operational risksInstructing and working closely with external counsels on commercial and policy matters, seeking and reviewing legal opinions from external counsels and supervising the legal due diligence sought from external counselsLitigation management for corporate and consumer litigation including preparing counter affidavits, written statements and submissions including replies to legal noticesParticipate in the board meetings, prepare board level committee papers and update the board with respect to matters pertaining to the legal function and respond to queries raised by the board to the legal departmentManage the Intellectual Property (IP) portfolio for the group's IP namely trademarks, copyrights and patent portfolio. Support the business and marketing teams in getting IP registrations, maintenance and protection of group’s IP and preparation, defending & prosecution related theretoEstablishing and maintaining global and local legal compliancesLending support to the product / compliance function in compliance related matters by interpreting regulatory guidelines in areas of compliance risk management and compliance policies, procedures, controls, monitoring and auditsProviding legal analysis in relation to new business initiatives and products. Advising internal stakeholders on governing law and dispute resolution mechanisms to be opted for agreements with foreign entities and issues related theretoParticipating in product and industry working group calls and meetings wherever legal representation is requiredAssisting in review and creation of legal documents, policies, procedures and systemsParticipating actively in product and risk department initiatives including regulatory review and other projects where legal team’s participation is requiredMitigating legal risks, implementing the internal legal risk compliance framework and to ensure that the NPCI group complies with local and international payments legislation and regulationIdentifying legal issues and risks that may affect NPCI group’s business and ensuring that the Management team is properly advised concerning those issuesProviding legal guidance relating to the formulation and implementation of NPCI group’s strategies and policiesKeep abreast of, review and update internal stakeholders with the recent changes in laws and regulations as may be applicable to the payment and settlement industryImplementing the legal documentation management systemAccountabilitiesDocumentation ManagementDrafting, reviewing and negotiating agreements and other documents that are complex, high-risk, and strategic in nature with domestic and foreign entitiesStandardization of agreements including product and technology agreementsClosely work with external counsels for seeking legal opinions, drafting / reviewing documents on commercial and policy mattersImplementing legal documentation management systemAdvisoryAdvising internal stakeholders on legal and regulatory issues including compliance with local and international payments legislation and regulationAssisting in formulation of internal strategies and policies, from a legal and regulatory compliance perspectiveAdvising on structuring of products, services and other business arrangements while helping internal stakeholders identify the commercial and operational risksAdvising internal stakeholders on governing law and dispute resolution mechanisms to be opted for agreements with foreign entities and issues relating theretoAdvising other functions within NPCI group on legal issues pertaining to their day to day functioningLitigation ManagementAssisting on intellectual property (e.g. copyright, trademark and patents) related issues and litigationLitigation management for the group including drafting counter affidavits, written statements and submissions, replies to legal noticesCoordinate with external counsels for seeking legal opinions, drafting / reviewing documents on commercial and policy matters and in relation to ongoing litigationFormulating a litigation management system for legal departmentResearch & AdministrativeKeep abreast with, review and update internal stakeholders with the recent changes in laws and regulations as may be applicable to the payment and settlement industryPreparation of committee papers in relation legal function to keep senior management abreast of critical projects, issues and litigationDecisions & Dimensions –Good legal technical skills in drafting, reviewing documentation and carrying out research.Knowledge in local and international legislative initiatives like Data Protection, Sanctions, FATF, and AML.Knowledge in payment regulations (MC/Visa/AmEx) and general knowledge on PCI-DSSHighlighting, articulating and explaining key legal issues to stakeholders as well as understanding stakeholder requirementsCapability to manage matters independently without regular involvement of the supervisor and good articulation and communication skillsDrafting, negotiating and approving legal documents.Finalizing plaints, writs, written submission with respect to litigationNegotiating professional fee quotes for engaging external counselObjectively advising on day-to-day queries from internal stakeholders with an aim to give resolutionsApproval of new products, policies and processes as well as key changes to existing onesFinalization of committee notes / papers for updating senior management on legal mattersApproach on key litigation mattersStandardization of core product and service agreements as well as negotiation of key technology agreements.Use of AI tools in contract drafting and review, managing compliances and legal researchEmployee Perks and Benefits Insurance & WellnessComprehensive Coverage: Medical, accidental, and life insurance.Employee Assistance Program: Onsite medical center, financial/legal counselling, mental wellness.Annual Wellness Bouquet: Holistic wellbeing support👨 👩 👧 👦 Family & ChildcareParental Leave: Inclusive maternity and paternity leave.Daycare Support: Assistance for working parents.🚀 Mobility & LifestyleMobility Benefits: Relocation, transfers, and travel support.Home Loan Interest Support: Up to 50% reimbursement*Mobile Reimbursement: New handset every 2 years.Car Lease, Salary Advance, Subsidized Meals.💼 Career & RecognitionEducation Partnerships: Upskilling via top institutions.Reward & Recognition Program.Technology Innovation: Patents and IP Rights policy.🧓 Retirement PlanningProvident Fund (PF) and Gratuity Contributions.

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