Senior Officer, Credit Quality Assurance

Senior Officer, Credit Quality Assurance is responsible for performing review of credit applications to ensure good credit quality control and compliance with policies, procedures and credit risk management practices. Duties and ResponsibilitiesCredit approval process review – examining the credit approval process including pre-assessment, assessment & approval and post assessment including disbursement, and credit administration.Collateral (security) review – physical check of security and loan documents, confirmation of registration status, assessment of the value and enforceability of collateral.Review Customer’s business, repayments capacity, collateral property and other credit conditions  Administrative and documentation review – verifying the existence and adequacy of the documents associated with credit facility files, including completeness of credit grading and accuracy of loan grades assigned by credit officers.Compliance review – compliance with internal policies and procedures including mandate requirements, adherence to loan covenants.Conduct site visit to Customers’ business and collateral as necessary Conduct branches visit to check and review credit files to ensure compliance with policies and good credit quality control.Identify any controls breaches, non-compliance with policies/procedure, propose remedial actions and conduct meetings with relevant stakeholders.Notify immediately to supervisor upon finding of any serious issue and coordinate to investigate the issues if it involves any internal fraud.Perform other tasks assigned by immediate supervisor/management.QualificationsPostgraduate degree in Commerce, Banking, Finance, Accounting, Economics, or Risk Management. At least three year's experience in the bank and Knowledge of Cambodia and its banking industryUnderstanding of credit processes and methodologies and credit risk mitigations.Understanding of the Bank’s systems, policies, procedures, and practices.Experience in Credit Review/Credit Evaluation, Audit, or Quality Control is a plus.Good English writing and speaking skills.Good analytical and judgment skills, and communication with other related departments/branches effectivelyAble to travel to provinces.