About World Business Lenders (www. wbl. com)World Business Lenders (WBL) provides general purpose short-term real estate collateralized commercial loans to a broad customer base comprised of small and medium sized businesses throughout the United States that lack access to traditional funding. This is a Contract/Consultant position. Generally, working hours will be 9: 00am-6: 00pm Eastern Time, Monday through Friday, although hours worked may be greater based upon operational requirements. The job requires excellent oral and written command of the English language. Responsibilities:
Assist in the Data Analytics, Business Intelligence, and Loan Servicing functions within the companySupport the development and implementation of comprehensive reporting suites across the organizationContribute to the development of financial models and algorithms to analyze loan level and overall portfolio credit risk, identifying patterns, correlations, and sensitivities among portfolio variablesAssist in constructing pricing models for loan amortization schedulesMaintain the integrity of the loan records with the loan administration systemPrepare, analyze, and interpret monthly financial resultsMonitor and support the management of mortgage and title policy for loan portfoliosAssist in identifying, analyzing, and documenting client portfolio risk and risk mitigating factorsPrepare loan monitoring reports on a regular schedule to review overall asset quality, including performance against original underwriting expectationsGenerate monthly and quarterly financial reports, tracking actuals vs.
budget/forecast for key metricsPrepare cash flow forecasts and various long-term financial and statistical projections for strategic planningGenerate aging reports, showing the delinquency status and payment performanceConduct periodic reviews and analyses of underwriting expectations post-funding:
categorize exception distribution, rationale, and justifications; issue monthly executive-level exception reports to validate compliance with the underwriting policy and procedureSupport financial and functional due diligence requests for corporate transactionsAssist with other projects and duties as assigned by the Business Analytics ManagerRequirementsBachelor's degree or equivalent in Accounting, Finance, Mathematics, Business Administration or a related field3-5 years progressive experience in financial analysis/modeling in the financial lending or mortgage industrySolid knowledge of the principles of general business, accounting, quantitative analysis and financeFP&A experience desirableHigh degree of proficiency in Excel, including complex financial analysis/modeling, VBA/macros, relational databases and SQL.
Excellent English fluency, both written and verbalBenefitsContract/Consultant positionUSD Salary (1000- 1500)PTO Available100% Work from home
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