Associate Manager, Product Owner (PDL)

Full Time Head Office Posted 13 hours agoProduct DivisionJob ResponsibilitiesConduct market research and analyze customer borrowing behavior and trends.Define product features, pricing, and credit structures aligned with customer needs.Develop and maintain product documentation, business cases, and approval materials.Coordinate with IT, Risk, and Operations to ensure smooth product design and system setup.Identify customer segments for acquisition, retention, and reactivation.Develop marketing and cross-selling initiatives with CVM and Digital teams.Recommend optimization strategies to improve adoption and revenue.Monitor portfolio growth, product usage, and customer penetration.Monitor portfolio delinquency and ensure PAR >30 days is within target.Work closely with Risk and Credit teams to define underwriting policies.Support periodic stress testing and performance reporting.Review performance by segments and recommend policy or pricing adjustments.Ensure product structure and documentation comply with NBC and Wing Bank regulations.Maintain proper product files, approval records, and change management logs.Support audit, compliance, and legal reviews of product operations.Plan and prioritize product roadmaps and release schedules.Manage project milestones, timelines, and dependencies.Prepare post-launch performance reviews and improvement plans.Job Requirements3–5 years of experience in consumer lending or retail product management.Proven ability to manage loan product development and portfolio monitoring.Experience working with IT, Risk, Operations, and Marketing teams.Consumer lending products and payday loan mechanisms.Credit policy design and risk control framework.Product lifecycle management and process documentation.Banking regulations and NBC compliance standards.Analytical, data-driven, and results-oriented.Strong communication and cross-functional collaboration.Able to balance risk control with business growth.Professional appearance for stakeholder engagements.ApplyYour Name: *Apply For: *Your MessageUpload your CV: *Drag & Drop Files HereorBrowse Files0 of 5Your document must be in PDF, JPG or PNG format, and we accept files up to 3 MB each.Additional Information To Note Have you ever worked with Wing?NoYes Do you have any family members or friends working at Wing? If yes, please specify their full name.NoYesThis field is required. Have you ever been terminated from a job?NoYes Have you ever been found guilty or convicted of any criminal offense in any country, or do you have any criminal charges pending against you?NoYes Please input your expected salary for this position. (optional)