FinCrime Risk Manager (Correspondent Banking)

About RevolutPeople deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 65+ million customers get more from their money every day.As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.About The RoleOur Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.We're looking for a Financial Crime Risk Manager with expertise in cross-border transfers to collaborate with our first-line FinCrime teams in building safe, effective controls.You’ll work closely with stakeholders across the first and second lines in multiple jurisdictions, ensuring rigorous due diligence, risk-based decision-making, and continuous oversight of our banking partners.Up to shape what's next in finance? Let's get in touch.What You'll Be DoingLeading the financial crime risk assessment and advisory process for onboardingMaintaining relationships with respondent banks, including setting functional requirements for financial crime systems and controlsReviewing and challenging the AML/CFT frameworks of prospective and existing banking partners against Revolut’s standards and risk appetiteAssessing and documenting customer due diligence, ownership structures, control frameworks, and expected fund flowsEstablishing and embedding processes for ongoing monitoring of respondent bank relationships, including periodic reviews, trigger event assessments, and transactional risk profilingDrafting and presenting written risk assessments and recommendations to relevant committees for onboarding and continued engagement decisionsMonitoring and interpreting relevant regulatory and typology developments (e.g., FATF, Wolfsberg, Travel Rule) to inform controls and processesMaintaining and ensuring detailed, audit-ready documentation in internal systems, and providing support during audits or regulatory inquiriesWhat You'll Need10+ years of experience in financial crime compliance or risk management within a financial institution, consultancy, or regulator5+ years of experience in a correspondent banking related role conducting and documenting enhanced due diligence reviews on financial institutionsA deep understanding of global AML/CFT and sanctions standards (e.g., FATF, EU AMLDs, OFAC, Wolfsberg principles)Experience evaluating FinCrime policies, procedures, and processes, including transaction monitoring, screening, fraud prevention/detection, and customer onboardingSolid analytical and problem-solving skills with sound judgement in risk-based decision makingExcellent written communication and presentation skills, including experience writing formal risk assessments and recommendationsNice to haveProfessional qualifications (e.g., CAMS, ICA Diploma in AML, CFCS)In-depth knowledge of risk exposures arising from nested correspondent banking arrangementsGreat data analytics skills using SQL, Python, etc. to detect patterns in transaction data and enhance risk profilingExperience with system optimisation, defining functional requirements for KYC/AML tools, TM systems, and sanction screening solutionsExperience working with multi-jurisdictional teams, regulators, and legal environmentsBuilding a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.Important notice for candidates:Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles. Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment. Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice