HEAD OF RISK | DIGITAL BANK | PHILIPPINES

HEAD OF RISK | DIGITAL BANK | PHILIPPINESOur Client is a tech-driven digital banking institution backed by a well-established foreign financial services group. Their mission is to drive financial inclusion by delivering accessible, secure, and user-centric digital banking solutions. With strong regional support and cutting-edge technology, they are redefining how financial services are delivered across emerging markets.As part of ongoing leadership renewal, our Client is seeking a Head of Risk to lead the full spectrum of enterprise-wide risk management for its digital bank in the Philippines. This Executive will serve as the principal steward of the Bank’s risk posture, shaping strategy, establishing governance, and ensuring strong engagement with regulators, senior leadership, and Group counterparts. The CRO will oversee the Bank’s integrated risk framework covering Operational, Fraud, IT & Cyber, Data Governance, Credit, Market, Liquidity, Model, and Enterprise Risk.The Head of Risk will be accountable for building and refining the Bank’s risk appetite, limits structure, risk reporting architecture, and cross-functional risk controls. The role requires close partnership with business, finance, product, and technology teams to embed risk considerations into decision-making and new initiatives. The Executive will also lead capital-related risk planning, scenario analysis, and stress testing, ensuring alignment with regulatory expectations and Group standards.The ideal leader brings 10+ years of senior risk experience within a bank or digital-led financial institution, with a strong track record in policy design, enterprise risk oversight, and regulatory engagement. A deep understanding of the Philippine banking regulations, global risk frameworks, and the operational realities of a fast-growing digital bank is essential. Strong communication, sound judgment, and the ability to operate independently in a high-velocity environment are critical.If you are interested in the above opportunity, we look forward to your resume in discretion at james@pan-co.sg.Pan & Company Pte Ltd | Licence 18S9074 | R1544419