Product Specialist

Credit assessmentTracking of covenants and management of exceptions / deviations Regular review of the caseInspections / Site visits Sector assessmentDetailed Financial analysis including finalization of financial modelPreparation of Credit Approval Memorandum and following internal approval processesMeet with all pre-disbursal and post disbursal complianceCommunication/PR of Bank’s productsUndertakes brand communication initiatives for designated productsCommunicates product positioning messaging that differentiates YES Bank’s products in the marketIncrease Bank’s visibility in the finance circle / industry sectorMarket ResearchIllustrates understanding of consumers, competition and current market conditions through primary and secondary researchSector tracking / management presentationsCredit AppraisalAppraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditionsDocumentation and ComplianceTo maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group