Senior Credit Analyst - UAE

Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businessesEvaluate the financial health of borrowers by analyzing their income, debt levels, and liquidityAssess the risk associated with extending credit and make recommendations for credit approvals or rejectionsPrepare detailed credit reports and summaries for internal and external stakeholdersMonitor and manage the credit exposure of existing borrowers by reviewing financial statements and conducting periodic risk assessmentsStay updated on industry trends, economic indicators, and regulatory changes that may impact credit riskCollaborate with other departments, such as sales and underwriting, to gather and analyze necessary information for credit evaluationsProvide guidance and support to junior credit analysts in their analysis and decision-making processesDevelop and maintain relationships with clients, ensuring clear communication and understanding of credit terms and conditionsAssist in the development and implementation of credit policies, procedures, and risk assessment models to improve overall credit managementRequirementsStrong analytical and problem-solving skills, with the ability to analyze complex financial data and draw accurate conclusionsIn-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practicesProficient in using financial analysis software and toolsExcellent written and verbal communication skills, with the ability to present complex financial information in a clear and concise mannerAttention to detail and high level of accuracy in analyzing and interpreting financial dataAbility to work independently and manage multiple priorities in a fast-paced, deadline-driven environmentStrong interpersonal skills, with the ability to build and maintain effective relationships with clients and internal stakeholdersSound judgment and decision-making abilities, with the ability to assess risks and make recommendations accordinglyProficient in Microsoft Office Suite, particularly Excel, for financial analysis and reporting purposesStrong ethical standards and adherence to confidentiality requirementsBenefitsCompetitive SalariesHybrid working environmentHealthcare coverageA highly collaborative team environment that will support your professional and personal growthA culture that promotes Work-Life balance and WellbeingA culture of learning and innovation