Senior Relationship Manager – Islamic Commercial Banking (Asset & Liability)

Job PurposeGrow and manage a profitable portfolio of commercial banking clients by originating, structuring, and deepening both asset and liability relationships. Deliver Shariah-compliant solutions while maintaining strong credit quality and full regulatory compliance.Principal AccountabilitiesProduct development, Business Acquisition & Portfolio Growth. Achieve annual asset and liability growth targets with strong profitability.Originate quality Islamic financing deals aligned with the bank’s strategy.Expand and retain a profitable commercial client portfolio.Ensure zero compliance breaches and maintain high-quality account reviews.Increase cross-sell penetration across trade, treasury, and transaction banking.Maintain asset quality with minimal overdue or NPA levels.Deliver high customer satisfaction and build long-term relationships.Source new commercial banking customers to grow both financing assets and liability products.Provide end-to-end client onboarding, needs assessment, and customized Islamic financial solutions.Ensure revenue growth through cross-selling trade finance, treasury products, cash management, and merchant solutions.Conduct financial due diligence, credit assessments, and transaction analysis.Acquire and retain deposit clients to grow CASA, Wakala, and term investment accounts.Provide clients with profit rate insights, liquidity solutions, and treasury-linked offerings.Conduct periodic client reviews, monitor account activity, and maintain strong relationship mapping.Identify early warning signals and initiate timely remedial actions.Prepare credit proposals with accurate financial analysis and sector insights.Adhere to AML/KYC, enhanced due diligence, and account monitoring standards.Experience & QualificationsBachelor’s degree in finance, business, or commerce; MBA preferred.7–10 years of commercial banking experience, ideally within Islamic banking.Proven track record in both asset and liability growth.