News from November 2, 2025

619 articles found

Explained: Why is the Government selling its stakes in Irish banks?
Technology

Explained: Why is the Government selling its stakes in Irish banks?

With news that Allied Irish Bank (AIB) bought out the Government's stake in the bank for €390 million, speculation is growing that it will do the same with the stake it has in Permanent TSB. Seeing as the State recouped €20.2 billion from its investment in AIB, selling its stakes in PSTB seems very likely in the near future. Why does the Government have a stake in Irish banks in the first place, and what is the future for the shares it currently has in banks? Here is everything you need to know. Why did the Government buy shares in Irish banks? With the collapse of the global financial system in 2008, many Irish banks were faced with mounting debts. The Government had to decide whether to let these banks fail or keep them afloat by buying shares. The Fianna Fáil-led government decided to do the latter and bought stakes in various banks to stem the bleeding. In February 2009, the government bought €3.5 billion worth of shares in AIB. By 2011, the stakes were at 99.8 per cent, effectively nationalising the bank. The same number of shares was bought in Bank of Ireland, but it only ever owned a 36 per cent stake in the bank overall. This meant it was the only major Irish bank to avoid being nationalized. In 2011, the government acquired €4 billion worth of shares in Permanent TSB (PTSB), resulting in a 99.2 per cent ownership in the bank. Due to PSTB's heavy mortgage losses, it would be too difficult to do it through private investment. When it comes to the now-defunct Anglo-Irish Bank, the State took full ownership of the bank, costing over €29 billion in total bailout funds. The same went for the Irish Nationwide Building Society (INBS), which they ended up taking a 100 per cent stake in before merging with Anglo-Irish and being wound down in 2011. So while not all banks weathered the storm, the Government sought to buy shares in these banks, and when the time was right and the economy was on a better footing, they could sell their shares. What roles does the Government have? They have no control over the day-to-day operations of the banks, and they are not managed directly by the government. They are governed by published Relationship Framework Agreements. They said Government policy is not to hold these investments long term and, subject to market conditions, is willing to exit in a manner that generates value for the taxpayer. The Shareholding and Financial Advisory Division (SFAD) is responsible for: Monitoring the overall strategic direction of the banks; Developing and executing plans to optimise the value of the State’s investments. What stake does the Government still have? Bank of Ireland (BOI) In September 2022, the Minister for Finance announced that the State had completed the sale of its remaining shareholding in Bank of Ireland, making it the first Irish bank to return to full private ownership. The government recovered almost €6.7 billion in cash from its €4.7 billion investment in and support for Bank of Ireland over the 2009-2011 period. Allied Irish Banks (AIB) AIB agreed with the Minister for Finance, Paschal Donohoe, to cancel the over 271 million warrants held by him for a cash payment to the State of €390 million. The warrants, which gave the Minister the right to subscribe for ordinary shares in AIB at a specified price, were originally granted in July 2017. A deed of warrant cancellation between AIB and the Minister was signed on Thursday to give effect to the warrant cancellation. The warrant cancellation follows the State’s exit from AIB’s share register in June 2025, marking the return of the company to full private ownership. Permanent TSB (PTSB) In May 2015, PTSB completed a capital raise of €402 million equity by way of a Placing to new institutional investors and an Open Offer to existing shareholders, along with €125 million Additional Tier 1 debt issuance, in total raising €527 million in new capital. As part of the capital raise, the Minister was requested by the bank to sell shares to enable PTSB to meet the free float requirements of the main market listings on the Irish Stock Exchange and the London Stock Exchange. As a result, the Minister sold shares with a value of €97 million through a secondary offering. At the same time, PTSB repurchased the contingent capital notes for which the State received €410.5 million plus accrued interest. In November 2022, PTSB issued subscription shares to NatWest Group Plc (NatWest) as partial non-cash consideration for its Ulster Bank transaction. As a result, NatWest held 16.66 per cent of the issued share capital of PTSB, and the State’s shareholding in the bank reduced from 74.9 per cent to 62.4 per cent. In June 2023, the State sold a further 5 per cent stake in PTSB for €2.025 per share, generating €55.2m for the Exchequer. Following this transaction, the State’s shareholding in PTSB reduced from 62.4 per cent to 57.4 per cent. Through a combination of fees, dividend income, and disposal proceeds, the State has to date recovered €2.7 billion of the €3.9 billion invested in the bank, with the State’s remaining 57 per cent equity stake valued at €0.5bn at March 2025. Will the Government sell its stakes in PTSB? PTSB, in which the State owns a 57 per cent stake, has put itself up for sale. Shares in the bank jumped 23.4 per cent on Thursday, pushing its market value up to €1.58 billion. The bank has hired investment bank Goldman Sachs to manage the process, it said in a statement. PTSB chief executive Eamonn Crowley told reporters on a call that he expected the process would conclude in the first half of next year. “The board of PTSB, with the support of its largest shareholder, the Minister for Finance of Ireland, Paschal Donohoe, has concluded that it is now in the best interests of the bank and its key stakeholders to commence a formal sale process with the intention of identifying a new long-term owner of the bank,” it said. A sale would complete the return to the private sector of the domestic banks that survived the 2008 financial crisis. Mr Donohoe said: “With increased investor interest in European banks, this presents the State with the opportunity to exit its last remaining shareholding in an Irish bank after 17 years.” So it looks quite likely that the Government will sell its remaining stake in PTSB.

‘He's always passionate’ - NSC chairman claims Osimhen puts emotion in Super Eagles games
Technology

‘He's always passionate’ - NSC chairman claims Osimhen puts emotion in Super Eagles games

National Sports Commission Chairman Shehu Dikko has revealed the intense passion of star striker Victor Osimhen when it comes to Super Eagles games. Dikko highlighted Osimhen's critical role in the Super Eagles' 2026 World Cup qualifying campaign, where his presence often proved to be the difference-maker. The Galatasaray forward was Nigeria's most decisive player, scoring six goals during the qualifiers, including a memorable hat-trick in a 4-0 victory over Benin on October 14. The striker missed five matches due to fitness concerns, a period in which the Super Eagles struggled, securing only four points from a possible fifteen. Dikko speaks on Osimhen Speaking to Channels TV, Dikko offered a glimpse into the striker's fiery temperament, especially following disappointing outcomes. "Forget what you see outside the pitch. After every game, if the team does not do well, we have to manage Osimhen in the dressing room because he's always passionate about it," Dikko explained. The NSC chairman noted that the former Napoli star expects his teammates to match his own relentless commitment on the field. "He wants to push everybody to deliver," Dikko added. "He wants everyone to play the way he plays, with the heart, with the mind, with everything they've got, regardless of whether they get injured or not. “He's a good positive for the team, and even if you look at the qualification, basically all the games that he didn’t play, we had a problem." With 29 goals in 44 appearances for his country, Osimhen is rapidly closing in on a historic milestone. He is now just nine goals shy of surpassing the late Rashidi Yekini as Nigeria's all-time leading goalscorer.

Mauritius wants long-term rice supply agreement with India for its food security
Technology

Mauritius wants long-term rice supply agreement with India for its food security

Mauritius, which imports 50,000-60,000 tonnes of rice annually, is keen to have a long-term agreement with India to secure rice supply as it buys through open tender and such an agreement will help Indian exporters to bid there, irrespective of any restriction on shipment. “India has a traditional ally. We already have a long-term relationship in many things. When Prime Minister Narendra Modi visited Mauritius, some agreements were signed. But so far, there is no agreement on rice supply,” said Takesh Luckho, chairman of State Trading Corporation of Mauritius. Speaking to businessline, on the sidelines of the global rice conference held in New Delhi on October 30-31, Luckho said that Mauritius government buys about 250 tonnes of Basmati and 8,000 tonnes of non-Basmati rice every quarter through open global tender, which comes to its annual import requirement of about 33,000 tonnes per year on government account. He said that when India banned non-Basmati rice export, it was filled by Pakistan and now Pakistani exporters are keen to continue their share. However, Mauritius was able to get some rice from India through diplomatic channel by requesting for it. Indian exporters said that for any country to import an agri commodity, open tender is always the first preference as no one will like to get into any controversy. But when options are limited, some countries do buy rice through government to government negotiation, an exporter pointed out. Private traders also import almost equal number of what Mauritius government buys annually, the exporter added. According to USDA data, Mauritius had imported 63,000 tonnes of rice in 2023-24 which fell to 55,000 tonnes in 2024-25 and there is a projection of it rising to 60,000 tonnes in 2025-26 marketing year. India’s agri-trade promotion body APEDA data show that India had exported over 50,000 tonnes of rice to Mauritius in 2023-24, which dropped to nearly 42,000 tonnes including about 31,500 tonnes Basmati in 2024-25. During April-August period of current fiscal it registered 16,247 tonnes of Basmati rice and 664 tonnes of non-Basmati rice. The STC (Mauritius) Chairman — who was in India with a trade delegation at the invitation from the government to attend the Bharat International Rice Conference, organised by the Indian Rice Exporters Federation (IREF) — said that the supply came from India and Pakistan. Luckho also said that a long-term agreement may help Mauritius to buy certain fixed quantity through a government-to-government mechanism at lower than market rates since intermediaries jack up prices. “I spoke to people from different institutions when last time I visited India. They assured that they can do strategic stocking for us if we have a long term agreement with them,” said Luckho, adding they are still negotiating. Asked why Mauritius needs a long term agreement, he said there has been a subsidy scheme going on since 1968 under which the government sells imported rice to the domestic consumers at a discount to make the food more affordable for the 1.3 million people. Published on November 2, 2025

I created one ChatGPT prompt that works in absolutely any situation — here's how to use it
Technology

I created one ChatGPT prompt that works in absolutely any situation — here's how to use it

I use ChatGPT a lot. Sometimes, this is for a quick fact check, a grammar analysis, or something that only requires a passing prompt. However, most of the time, I want something detailed, and I want the AI model to put the work in. The problem is, this takes a while to set up. To get the most out of ChatGPT, you need to give it a lot of information, requirements, and specialized insights. This involves gathering all of the details to give ChatGPT, but also writing out a long, detailed prompt to feed into the model. I’ve found this is starting to eat into my time, but it has also just become quite boring! Writing out a huge chunk of text every time I need a report or an analysis from ChatGPT is pretty tedious. Instead, I asked ChatGPT to write me a master prompt. This would work in any situation and would be customisable to my needs each time I use it. The result was long, but it has since become so useful to me and has produced some incredible results. If you want to try it out too, copy and paste the text seen below in its entirety and drop it into ChatGPT. Just make sure to edit the boxes to fit your own needs. YOU ARE: An expert assistant. - Goal: {what you want} - Success: {how you’ll judge it} - Audience: {who} - Topic: {what} - Constraints: {word count, tone, style (AP), must/avoid} MODE (pick as needed) - Edit writing • Generate ideas • Teach • Plan • Research • Analyze/compare • Code • Summarize • Create content • Coach OUTPUT CONTROLS - Format: {bullets | steps | table | outline | code} - Length: {brief | ~500 words | detailed} - Include: {examples, citations, templates} - If browsing/tools allowed, use them and cite. If not, note limits and assumptions. 1) If unclear, ask up to 3 precise questions. If clear, proceed and state assumptions. 2) Draft the answer. 3) QA for accuracy, logic, and style. Remove fluff. 4) Offer 3 improvement options. {paste text, data, links, or “none”} Why it works There is a lot going on in the prompt, but it is designed to produce a really well-thought-out report, no matter what the subject is. Simply copy and paste it into ChatGPT and fill out the boxes with the information that fits your particular needs. Compared to trying to formulate a new prompt for each query, this has saved me loads of time. To make the most of the extra information, I make sure to select ChatGPT 5 Thinking as my model of choice for this, allowing ChatGPT to really carefully contemplate what it is being asked before proceeding. I asked ChatGPT to look into the current state of AI, using this prompt. After a quick edit to fill in my needed settings, it went off searching the internet and came up with a report. It was fact-checked and referenced its sources. By putting in the work in the original prompt, I also didn’t have to ask any follow-up questions as it covered everything in one go. Is this always needed? While this is usable in almost any situation, it can be overkill for a lot of tasks. If you just need a quick response to an easy question, this won’t be necessary. You can also, just as easily, ask ChatGPT to write you a report on a subject and not fill all of this in. However, the benefit here is to make the model take the time to really consider what you want, taking in specific points like your target audience, depth of research, and the way you like to receive information. This same prompt will work well on other AI models like Anthropic’s Claude or xAI’s Grok 4. Simply copy and paste it into a chatbot with advanced reasoning capabilities and give it a go. Follow Tom's Guide on Google News and add us as a preferred source to get our up-to-date news, analysis, and reviews in your feeds. Make sure to click the Follow button! More from Tom's Guide Sora 2 is now available without an invite — but only for a limited timeI just gave ChatGPT, Gemini and Claude the same job interview — here’s who got hiredI pitted Wikipedia against Elon Musk’s new Grokipedia — here’s which one gave the better answers

FA sanction West Ham star Paqueta for failing to comply with investigation after being found guilty of breaches
Technology

FA sanction West Ham star Paqueta for failing to comply with investigation after being found guilty of breaches

West Ham United's Lucas Paqueta has been sanctioned after an independent regulatory commission found him guilty of two breaches of Football Association rules. The Brazilian midfielder was charged with failing to comply with a requirement to answer questions and provide information during an FA investigation. Despite initially denying the charges, Paqueta was found to have breached FA Rule F3 on two occasions. However, the 28-year-old has avoided a significant penalty, instead receiving a formal reprimand and a warning regarding his future conduct. FA statement on Paqueta An official FA statement, via the Sun, confirmed the outcome: "An independent Regulatory Commission has sanctioned West Ham United FC’s Lucas Paqueta for two proven breaches of FA Rule F3. “The player denied two charges of failing to comply with a requirement to answer questions and provide information to The FA’s investigation into breaches of the Rules. However, both breaches of FA Rule F3 were found proven following a hearing." Paqueta will not face a fine but is required to cover 10 percent of the Regulatory Commission's costs, with the FA paying the remainder. Several factors contributed to the lenient sanction, including Paqueta's reliance on legal advice, his eventual cooperation in providing a witness statement, and the submission of his mobile devices for inspection. The commission also considered the player's previously clean disciplinary record and the personal impact of the investigation, which included the collapse of a potential transfer to Manchester City in 2023.

3rd T20I: Fiftes from David-Stoinis take Australia to 186/6 in 20 overs against India at Hobart
Technology

3rd T20I: Fiftes from David-Stoinis take Australia to 186/6 in 20 overs against India at Hobart

Hobart [Australia], November 2 (ANI): Fiery half-centuries from Tim David and Marcus Stoinis stormed the hosts Australia to 186/6 in their 20 overs against India in the third T20I of the five-match series being played at Bellerive Oval here on Sunday. Men in Blue captain Suryakumar Yadav won the toss and opted to field. Batters Travis Head and Mitchell Marsh came out to open the innings for the hosts. The Men in Yellow didn't have the start they wanted, as they lost their first wicket on the fourth ball of their innings. Head (6) was sent back to the pavillion by Arshdeep Singh. Following the opener's dismissal, the team's wicketkeeper-batter Josh Inglis came in the middle to bat. He, along with Marsh, was able to add just eight runs to the total as the Australian side lost their second wicket at the score of 14. Inglis (1) was dismissed by Arshdeep in the third over of the innings. After Inglis' wicket, right-hand batter Tim David joined the Australian skipper Mitchell Marsh in the middle. David started smashing the ball from the first ball he faced. The Australian team touched the 50-run mark in the seventh over. In the eighth over, David completed his half-century after playing just 23 balls. In the ninth over, mystery spinner Varun Chakaravarthy took two wickets in two successive balls. First, he dismissed Mitchell Marsh (11) and then Mitchell Owen (0) when the team's score was 73. Tim David went back to the dressing room in the 13th over after scoring 74(38), which came with the help of eight fours and five sixes. In the end, Marcus Stoinis (64 runs off 39 balls) and Matthew Short (26* runs from 15 balls) scored some crucial runs for their side, which took the Mitchell Marsh-led side to a total of 186/6 in their 20 overs. For India, three wickets were scalped by Arshdeep Singh (3/35 in 4 overs), two wickets were bagged by Varun Chakaravarthy (2/33 in 4 overs) one wicket was taken by Shivam Dube (1/43 in 3 overs) in their respective bowling spells. Brief Scores: Australia 186/6 in 20 overs (Tim David 74, Marcus Stoinis 64; Arshdeep Singh 3/35) vs India. (ANI)

‘I'm just unhappy that we couldn't win’ - Osimhen’s teammate claims there was no plan to stop Onuachu
Technology

‘I'm just unhappy that we couldn't win’ - Osimhen’s teammate claims there was no plan to stop Onuachu

Galatasaray star Mario Lemina has insisted that there was no specific plan to stop Trabzonspor's in-form striker, Paul Onuachu, during their draw. The Lions played a goalless draw against Trabzonspor in the Turkish Super Lig, with Osimhen facing his countryman Onuachu. The towering Nigerian forward went into the match at Rams Park as the league's top scorer with seven goals. However, he was effectively silenced by the home side's defence, failing to register a single shot on target. Lemina speaks on Onuachu Lemina, a former Juventus and Southampton player, was a standout performer in a deeper midfield role. He was crucial in winning the individual battle against Onuachu, leading the game with five tackles and making a team-high five clearances, along with an interception and a blocked shot. When questioned by reporters about whether he had made special preparations to contain the in-form striker, Lemina credited his performance to self-belief and standard team strategy rather than a targeted approach. "I only know my own strengths. I know what I can do in duels," Lemina stated. "We did our team preparations and went out on the field. I'm just unhappy that we couldn't win." The draw marks the second consecutive match in which Onuachu has failed to score, following a four-game scoring streak in the Super Lig. The two players could potentially face each other again on the international stage, with the 2026 FIFA World Cup qualifiers approaching. A call-up for both could see them clash in a high-stakes encounter between Nigeria and Gabon.

Prediction: AMD's Stock Could Soar on Nov. 4
Technology

Prediction: AMD's Stock Could Soar on Nov. 4

Nvidia (NVDA 0.20%) has widely been regarded as the best artificial intelligence investment opportunity in the AI arms race. However, recent events have caused Advanced Micro Devices (AMD +0.68%) to gain traction in this area. The hype around AMD's business started when it announced a deal with OpenAI to provide 6 gigawatts of computing power through a deal where OpenAI invested in AMD as the computing power is delivered. While this deal is important for AMD, what it really signaled was that a leading generative AI company plans on using AMD's hardware. That's a big deal, as AMD's technology has always been seen as a downgrade from Nvidia. This could be setting the stock up for another huge movement on Nov. 4, when it reports Q3 earnings, as AMD may unveil a huge order backlog that popped up following its OpenAI deal. The burning question remains: Should you buy AMD stock right now? Or wait until after Nov. 4? AMD still has a lot to prove While the OpenAI deal is a start, it's still not as big as some investors may think. AMD is providing 6 gigawatts of computing power, but Nvidia also announced a partnership to deploy 10 gigawatts a few weeks before AMD's announcement. Additionally, Broadcom and OpenAI announced a similar deal to provide 10 gigawatts of computing power. If AMD's platform were emerging as the best option, OpenAI wouldn't have signed bigger deals with Broadcom and Nvidia. I think this conveys that OpenAI was attempting to secure as much computing power as possible and was willing to make deals with every computing provider out there to make it happen. But that wasn't the sole purpose of the partnership. OpenAI is also going to help AMD continue to develop its ROCm software, which is needed to control its graphics processing units (GPUs). This is the primary reason why Nvidia has separated itself from AMD in recent years, as its CUDA software is far better than AMD's. This is critical in squeezing out every ounce of performance from these chips, and without a reasonable alternative, Nvidia's products will continue to outperform solely due to the controlling software. However, if they can make enough improvements in this software, it may open up a huge market opportunity, as AMD's computing units are far cheaper than Nvidia's. But will that translate into results during AMD's Q3 report? AMD's last report left a lot to be desired The last time we heard from AMD, the data center results were rather embarrassing. AMD's data center revenue only rose by 14% year over year and fell 12% quarter over quarter. Considering that Nvidia's fiscal 2026 second quarter (ended July 27) saw data center revenue increase by 56% year over year and 5% quarter over quarter, this is a huge separator. AMD may report disappointing results like this again in Q3 because the OpenAI announcement was made in October. So, the important thing to watch is management's language surrounding what future demand holds. If this is less than investors expected, it could sink shares, as the stock has already run up to a premium price tag following its announcement with OpenAI. AMD PE Ratio (Forward 1y) data by YCharts At 41 times 2026 earnings, AMD is an incredibly expensive stock, and it could be a huge risk for the stock if it cannot convert the positive relationship developments into actual sales. On the flip side, if AMD announces massive computing capacity contract wins, then the stock could soar following the announcement. I'm planning on staying patient with AMD stock until after Q3 results are reported. I think there is a lot of hype built into the stock for relatively little financial success, and I need to see that turn around before I would consider AMD over Nvidia. There are some signs of life at AMD, but it's not enough to make me scoop up shares before I review more information about what's happening.

Horrible News! GM's Best-Selling Equinox EV Just Got Recalled
Technology

Horrible News! GM's Best-Selling Equinox EV Just Got Recalled

In case you hadn't heard, General Motors (GM +0.61%) had a fabulous third quarter. Non-GAAP (adjusted) earnings came in well above expectations, and sales, while down 0.3% year over year, also topped forecasts from Wall Street analysts. GM scored $48.6 billion in total sales for the quarter, and then raised guidance for the rest of this year. GM sold 710,000 vehicles in the U.S. in Q3 -- the best result of any automaker. Year to date, sales are up 20% year over year at 2.2 million vehicles. All things considered, "no one is in a stronger position for a changing U.S. market than GM," according to GM North American President Duncan Aldred. And part of the reason for that is the Chevrolet Equinox electric SUV. Introducing GM's most successful EV Excluding only models from Tesla, GM's Chevy Equinox has become "the best-selling EV in the U.S.," says electric cars news site Electrek. The Equinox EV has real sales momentum, scoring more than 25,000 sales in Q3 alone -- nearly as many as it sold in Q1 and Q2 combined. Partly, this was a function of EV shoppers rushing to place their orders before the federal government shut down its EV income tax credit at the end of the quarter. But it's also a function of the vehicle's quality. As Electrek points out, the Equinox EV boasts a 319-mile range fully charged (that's roughly equivalent to the range of Tesla's Model Y electric SUV), but has a starting MSRP under $35,000 -- $5,000 less than the cheapest Model Y available. Even without much help from "incentives," says Electrek, the Equinox EV "has been GM's biggest hit," moving 25,085 units in Q3 alone, thanks largely to its average sales price beating those of most other top-selling EVs. But for GM, this good news is about to turn into some bad news. Taxes and credits and recalls (oh my!) GM's most obvious problem with the Equinox is also one of the biggest reasons the SUV sold so well in Q3. The $7,500 government tax credit that encouraged car shoppers to bite the bullet and buy a new Equinox EV before the credit expired at the end of Q3... has now expired. Removing this government incentive is almost certain to diminish demand for the Equinox EV -- indeed, for all EVs -- in Q4 and beyond. But it turns out Chevrolet has a second problem with the Equinox EV, above and beyond rebate quirks and U.S. tax law: Just last week, the U.S. National Highway Transport Safety Administration announced a recall on the Equinox EV. In a notice dated Oct. 16, NHTSA announced the recall of 22,914 Cadillac Optic and Chevrolet Equinox EV vehicles from the 2025-2026 model years. (Also built by GM, but at the luxury Cadillac division, the electric Optic SUV is essentially an upgraded, premium version of the Equinox EV, sharing the same platform and the same battery technology.) GM sold 4,886 Optiqs in Q3, by the way. Add these to the 25,085 Equinoxes sold in the quarter, then divide the total into the 22,914 Optiqs and Equinox EVs recalled... and effectively 76% of GM's Q3 sales of these two models just got recalled. What it means for General Motors stock Now the good news is that this isn't necessarily GM's fault. According to NHTSA, it's recalling only Optiq and Equinox EVs "equipped with 21-inch Continental all-season tires," because "one or more of these tires may experience partial or full tread detachment." That makes it sound like this is a problem caused by the tires' manufacturer, Germany's Continental AG, and not by GM. It also doesn't sound like a particularly difficult problem to fix, as NHTSA says all a car owner needs to do is bring the affected EV into a GM dealership to have the tires examined and replaced if necessary -- free of charge. So not much more complicated or time consuming than a tire rotation. Still, getting tagged with a recall notice may take some wind out of GM's sales and depress sales of the Equinox temporarily -- at a time, right after the expiration of the government tax credits, when sales were already bound to be slow. So what does this mean for GM, and for GM stock investors? Up until the recall announcement, analysts polled by S&P Global Market Intelligence were expecting GM to book $185.8 billion in sales this year, and earn $8.77 per share on those sales. A sharper-than-expected slowdown in EV sales on GM's most popular EV could blunt those numbers a bit. All this said, with GM stock selling for less than 8 times earnings, expected to grow earnings 8.5% annually over the next five years, and paying a modest 0.9% dividend yield, the stock looks cheap to me. Even in the face of this recall announcement, I think it's probably safe to continue to own GM stock.

Who are the midterm 2026 swing voters at play? What pollsters are saying
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Who are the midterm 2026 swing voters at play? What pollsters are saying

During a time of deep polarization and partisan division, the share of voters up for grabs may seem to be shrinking, but several pollsters who spoke with ABC News identified groups that could still tip 2026's consequential midterm elections. Hispanic voters President Donald Trump made notable headway among Hispanic voters in 2024, particularly with promises on the economy. Now, with soaring inflation and skyrocketing prices, pollsters said the economy is the very issue that could pull these voters back. Christine Matthews, a pollster for former Maryland Gov. Larry Hogan and former Indiana Gov. Mitch Daniels, told ABC News that young Hispanic men will be "really critical" in 2026 -- a group Trump won last year by 10 points -- as they represent "strong economic cost-of-living voters." Trump won 48% of Latino voters in 2024 -- nearly as many voters as Vice President Kamala Harris. The large Latino populations of Arizona and Nevada particularly played an outsized role in boosting Trump to victory and helping him secure these critical swing states. Jennifer Benz, deputy director of the AP-NORC Center for Public Affairs Research, referenced immigration as another factor that might bring Hispanic voters back to the fringes. Much of their dissatisfaction stems from the immigration tactics being implemented, she said, even if voters are aligned with the president's views at a higher level. Black voters While Black voters remain predominantly Democratic, their support for Trump nearly doubled in 2024. Black voters were likely influenced by the economy as well, according to Ashley Konig, director of the Eagleton Center for Public Interest Polling at Rutgers University. Yet Trump's economic promises appear to be falling short, with the Black unemployment rate climbing to 7.5% this year, its highest point since October 2021. Matthews referenced a "notable [swing] among younger Black men" toward Trump in 2024 -- a group that has been drifting away from the Democratic party since 2020. The way the economy shakes out over the next year is likely to influence their voting decisions, she said, similar to young Hispanic men. Marcus James, a 43-year-old from Alabama, told ABC News that he "totally regret[s]" voting for Trump in 2016, pointing to his identity as a Black man and criticizing the administration for their treatment of minorities. "The big question leading into 2026 is, will those same inroads that [Trump] made in '24 carry over? Or will Democrats be able to win back their near-unanimous support among Black voters and their majority support among Hispanic voters?" Konig said. Some voters could swing in the direction of not voting at all, with Lake pointing to a swath of reliably blue voters who sat out in 2024 due to disillusionment with both parties. "They're sick of voting for the lesser two evils," Celinda Lake, a Democratic pollster who worked on former President Joe Biden's 2020 campaign, told ABC News. "They're very anti-Trump. On the other hand, they want to see more of an alternative from the Democrats." Lovette Howard, a former Democrat who voted for Harris in 2024, told ABC News that she is undecided in 2025 because she says both parties are not "listening to what the taxpayers are saying," citing concerns over the economy and halts to SNAP benefits, among others. Some of these apathetic voters are even considering third-party ballots, with James telling ABC News that he voted for Independent candidates in the past two presidential races and will likely do so in 2026. And without Trump at the top of the ticket, corralling voters to the polls is expected to present a struggle for the GOP as well. In fact, the Republican State Leadership Committee recognized itself as "the party of low-propensity voters," launching initiatives to combat midterm drop-off. 'Weighted vest women After observing women in her neighborhood wearing weighted vests, Matthews conducted a national poll in which she discovered that such vests were common among educated, affluent, suburban white women with children. Interestingly, Matthews discovered that these women were perfectly politically split. "This is a group of voters who report in '24 that -- just by a small margin -- that they had sort of been leaning towards Trump, but now they're split on the generic ballot," Matthews told ABC, nicknaming them "weighted vest women." Because these women are "prolific consumers" of politics and news, Matthews expects them to be a "high-turnout cohort in an off-year election." They are among the larger demographic of suburban white women, a constituency with blended political beliefs and physically located between urban and rural areas, she said. Young voters While youth turnout is traditionally low during midterms, Lake notes that they are an "increasingly higher proportion of the electorate" and therefore a "very important swing group." "Young people are moving back pretty dramatically toward the Democrats," she said, before pointing out the growing gender and education gap. Bill Galston, senior fellow of Governance Studies at the Brookings Institute, explained how youth discontent could prompt a Democratic "protest vote," while the assassination of conservative influencer Charlie Kirk -- who is credited with galvanizing young conservatives -- might serve as a GOP "rallying cry for voter participation."

Kerala offers cancer patients free travel on KSRTC buses across state
‘Liverpool hideous twin’ - Super Eagles assistant-led Remo compared to Arne Slot's men after 4th straight defeat
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‘Liverpool hideous twin’ - Super Eagles assistant-led Remo compared to Arne Slot's men after 4th straight defeat

NPFL title holders humbled 3-1 by Kwara United, following a humiliating continental exit, drawing stark parallels to Arne Slot's Reds. Nigerian champions Remo Stars have plunged into a crisis, suffering their fourth consecutive loss across all competitions after a comprehensive 3-1 defeat to Kwara United in the Nigeria Premier Football League (NPFL) on Saturday. The slump, which includes a crushing 7-1 aggregate exit from the CAF Champions League against South African giants Mamelodi Sundowns, has led to a storm of social media comparisons, with fans mockingly dubbing the Ikenne-based side "Liverpool's hideous twin" due to their shared poor run of form with Arne Slot's English champions. The latest setback, as predicted by Pulse Sports Nigeria, in the Matchday 11 encounter in Ilorin, saw Kwara United dominate the proceedings. Junior Aimufua netted a brace for the home side, with Babatunde Bright scoring the third, before a late consolation from Jabbar Malik in added time made the scoreline a more respectable 3-1. The defeat follows a concerning pattern that began with their continental campaign, raising serious questions about the reigning NPFL champions' domestic title defense. Continental Nightmare Precedes League Slump Remo Stars' recent troubles started with the brutal knockout from the CAF Champions League. After a 5-1 home loss in the first leg to Mamelodi Sundowns, the Sky Blues lost the return fixture 2-0, confirming a demoralising 7-1 aggregate defeat. This CAFCL disappointment was supposed to be left behind, but the poor form has tragically followed them back home. Following the defeat to Kwara United, the online reactions were swift and severe, often juxtaposing Remo's situation with that of Liverpool FC, who had also recently endured a four-game Premier League losing streak under new manager Arne Slot. "Liverpool hideous twin," one fan commented, while another quipped, "The loses don be like mtn. Everywhere you go." The sentiment highlights the alarm among the fan base. Liverpool’s own run of four consecutive league losses was recently snapped with a crucial win over Aston Villa, but the comparison shows the pressure now mounting on the NPFL side. For Remo Stars, the combined weight of the continental mauling and the subsequent domestic slump suggests a deep-seated issue the coaching staff led by Super Eagles assistant coach< Daniel Ogunmodede, must address quickly. The continuous losses suggest a serious hangover from the CAF Champions League failure. The team's ability to compete on multiple fronts, a hallmark of true champions, is now under intense scrutiny. If the Sky Blues do not “shake things up," as suggested by their own supporters, their title defense will be over before it truly begins. The club, which has consistently aimed to build a sustainable model, now faces a major test of character. They must quickly find a way to arrest this alarming slide and restore stability to their season. Their inability to advance past the preliminary round of the CAF Champions League for the fourth consecutive year, compounded by the domestic downturn, demands an immediate, strong response.

Atalanta manager fires strong words at Lookman, others after first defeat in Serie A
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Atalanta manager fires strong words at Lookman, others after first defeat in Serie A

Ivan Juric has slammed Atalanta’s “worst performance” since taking charge after a 1-0 loss to Udinese on SaturdayAdemola Lookman’s absence from the starting XI raises questions as Atalanta’s attack struggled without the NigerianThe defeat to Udinese was Atalanta’s first loss of the season in Serie A Atalanta’s unbeaten start to the Serie A season ended in frustration after a narrow 1-0 defeat to Udinese, and manager Ivan Juric made no attempt to hide his disappointment. The Croatian coach described the performance as negative in every sense, insisting that his players lacked intensity and tactical awareness throughout the game. Speaking to reporters after the match, Juric admitted this was the first time he had felt genuinely dissatisfied with his team since taking charge, TuttoMercatoWeb reports. “We didn’t have good play or the right intensity in the duels,” he said bluntly. “It was the worst performance under my leadership so far.” Despite rotating five players to manage fatigue during a demanding run of fixtures, Juric refused to use tiredness as an excuse. He acknowledged that the strategy may need tweaking, but suggested the issue lay in the players’ mentality rather than physical condition. “We know Udinese’s characteristics and made five changes to maintain freshness, but today it wasn’t the usual Atalanta. Perhaps we could have rotated more against Cremonese.” Lookman’s omission raises eyebrows One of the biggest surprises from the match was Ademola Lookman’s absence from the starting lineup. The Nigerian forward had just scored a superb goal against AC Milan days earlier, yet he was left on the bench in Friuli, Football Italia reports. In Lookman’s absence, Atalanta’s attack looked flat and uninspired, struggling to create meaningful chances. The reigning CAF Men’s Player of the Year was eventually introduced later in the game, but by then, Udinese had tightened their defense and were content to sit deep. The Super Eagles winger’s directness and creativity were sorely missed in the early stages when Atalanta needed a breakthrough. Juric’s decision to rest him is likely to come under scrutiny, especially given how ineffective the forward line appeared without him. For a team that thrives on sharp transitions and quick interplay, Lookman’s omission removed one of their most dynamic weapons. Okoye shines as Udinese seal unexpected win While Atalanta struggled to find their rhythm, Super Eagles goalkeeper Maduka Okoye produced one of his most composed performances yet for Udinese. Recently returning from a short suspension linked to a betting investigation, Okoye showed remarkable focus and confidence between the posts. He was barely tested for large portions of the match but remained alert when called upon, ensuring his side preserved their slim advantage. Udinese’s winning moment came through a sharp strike from Nicolo Zaniolo just before halftime, a goal that ultimately sealed all three points. For Okoye, the clean sheet was a statement of intent as he continues to rebuild his reputation and fight for his place in the Nigeria squad for the World Cup playoff later in November. Juric blames Nigeria for Lookman’s form Earlier, Legit.ng reported that Atalanta head coach Juric has hinted that the September and October international breaks contributed to Lookman’s early-season struggles. Lookman attempted to leave Atalanta last summer, but the club blocked his proposed move to Inter Milan despite receiving an offer worth €45 million. Source: Legit.ng

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