Assistant Manager, Credit Risk Modeler

We fuel the ideas and ambitions of our people with an environment built on Our DNA of Love, Entrepreneurship, Agility, and Passion – LEAPWe are a culture that empowers everyone to innovate and create solutions that will leave a positive impact on our communities and our nation, Touch ‘n Go will always be here to inspire our talents to grow as leaders and innovators giving you the power to make a differenceResponsibilities:Develop, implement and maintain quantitative models / scorecards and systems to assess the default likelihood, repayment behavioural, affordability, recovery expectations and volatility for different segments of the retail portfolio.Evaluate, implement and monitor internal and external credit scoring models and/or financial forecasting models using both traditional and other advanced predictive technologies, segmentation and optimization tools in strategy development. Develop and maintain user requirements, parameters and configurations of rating systems for different customer segments. Monitor, back test and report performance of the models. Work closely with independent model validators to ensure adherence to the governance framework for model deployment and ensure timely closure of validation issues. Active engagement with stakeholders to develop analytic solutions using outputs from such models in credit decisioning, business strategies, risk appetite setting and capital assessment.Assist to identify problem segments as well as opportunities using data.Requirements:Strong quantitative and analytical skills with a degree in a quantitative discipline (Statistics, Mathematics, Applied Mathematics, Engineering, Data Science/Analytics or related field). Master degree preferred.Strong data manipulation and computational skills preferably in R, Python Scripting or SQL. At least 5-7 years of relevant experience in a related area. Experience in risk analytics or credit risk management in consumer portfolios will be an advantage.Our Perks and Benefits: Flexi clock-in hours.Monthly eWallet allowance.Additional 1% employer EPF contribution from your 1st to 3rd year of service, with further increases based on your continued years of service.Unlimited office pantry fruits, snacks and drinks.Mobile and broadband subscription reimbursement.Flexibility to opt dependants coverage (spouse, child, parents or parents-in-law) for outpatient medical benefits.Additional leave including family leave and paid care leave to care for family members.Medical coverage including dental, optometrist, mental care, maternity, registered Traditional Chinese Medicine (“TCM”) and Chiropractic.Corporate membership discount and many more to explore.We believe that you have what it takes to fit into the Touch ‘n Go family and help revolutionize the Fintech industry by paving the way to a cashless society. If you're ready to take the next step, apply now!Touch ‘n Go is an organization that strives to provide Equal Opportunity Employment, based on merit, qualifications, capabilities, and calibre. It is Touch ‘n Go’s policy to not discriminate based on age, race, religion, colour or other personal status, identity or characteristics. Fair Opportunity is Our Value and Practice. Please advise us of any accommodations you may need by e-mailing: mycareer@tngdigital.com.myNote: Only shortlisted candidates will be contacted.