Credit Analyst

Job DetailsDescriptionJob Description: The Credit Analyst will assist with financial analysis and underwriting for Evolve Bank & Trust.Main Job Tasks And ResponsibilitiesComplete commercial Loan analysis and underwriting as assigned.Assist the Chief Credit Officer in field implementation of loan policies, procedures & underwriting guidelines.Assist Lenders in financial analysis, identification of the primary risk drivers, structuring of the loan, overall assessment of risk and ability to repay.Participate in the loan approval process and provide recommendation.Assist Loan Operations in solving loan related structure questions.Assist with portfolio review & analysis.Assist Accounting Department & Loan Operations in the development of monthly lending review & analysis reports (Board Meeting).Complete annual reviews for Retail Banking and Physicians Capital.Complete vendor management and financial risk reviews.Compile requested portfolio metrics for Chief Credit Officer review.Utilize and manage the spreading software platform.Complete special projects and requests as assigned.Education And ExperienceMinimum of one year of experience in commercial credit analysis, preferably at a financial institution or commercial finance organization.Bachelors’ degree, preferably in business, economics, finance, or banking with a strong background in accounting and finance.Key CompetenciesHigh attention to detail.Able to prioritize and reprioritize work tasks and deliver work product under tight deadlinesGood verbal and written communication skills.Comfortable with conflicting views of others and able to adequately express their point of view.Willingness to take ownership of recommendations and balance loan production with the proper risk/reward relationship.Able to work well with peers, lenders and superiors.