FinOps Accounts Receivable Specialist

Who We Are:Founded in 2018 in Dubai, invygo is on a mission to redefine mobility across the Middle East and North Africa. We make car access simple, flexible, and hassle-free - helping people move on their own terms.With offices in Dubai, Riyadh, and Cairo, and a growing presence across the UAE, Saudi Arabia, and Qatar, our team is made up of passionate innovators who are bold, dedicated, and driven by impact.At invygo, you're not just joining a company, you're helping shape the future of mobility in MENA. If you're ready to make a difference, come build the smartest way to move with us.The Role:This is not a traditional AR position. The role combines collections analytics, PSP reconciliation, dealer outstanding management, and exception handling. You will ensure all receivables are accurately recorded, reconciled, collected, and escalated on time.You will work across PSP settlement data (Checkout.com and others), internal AR ledgers, customer payment records, and dealer financial operations. Your work ensures our financial data is accurate, overdue balances are resolved, and the business has clear visibility over receivable performance.What You'll Be Doing: AR Reconciliation & ValidationReconcile daily and weekly PSP settlements (Checkout.com and others) against bank deposits and internal AR dataIdentify mismatch cases, including missing settlements, unallocated receipts, duplicate charges, or incorrect amountsValidate that all customer payments flow correctly into the AR ledgerEnsure receivables are recorded accurately in line with accounting policies Dealer Receivables ManagementMaintain, monitor, and reconcile dealer outstanding balances, including customer-level AR when relevantIdentify overdue items and escalate to the relevant internal teams or dealersTrack payment plans, settlement agreements, and outstanding follow-up Collections Monitoring & ReportingMonitor daily receivable inflows and support the collections strategyProduce AR aging reports, customer balance dashboards, and overdue summariesSupport force-collection processes for overdue customers (working with Ops and Partnerships) Exception Handling & Issue ResolutionInvestigate refunds, chargebacks, dispute cases, FC adjustments, and unapplied paymentsMaintain an exception log and ensure all adjustments are accounted for accuratelyCoordinate with PSPs and internal teams to resolve open cases in a timely manner Month-End Close & Audit SupportSupport Accounting with AR-related accruals, reconciliations, and closing activitiesPrepare documentation for internal and external audit requestsEnsure that AR balances align with the general ledger and there are no unexplained variances FinOps Process ImprovementEnhance AR tracking tools, reconciliation templates, and reporting workflowsIdentify weaknesses in payment processing, settlement feeds, or AR posting logic and propose improvementsCollaborate with Tech, Data, and Product teams to automate AR processes and minimize manual workRequirementsWhat You Bring to the Table:Bachelor's degree in Accounting, Finance, or related field3-5 years of experience in Accounts Receivable, FinOps, Settlements, or Payment Operations—preferably in fintech, PSP, payments, mobility, or high-volume transactional environmentsStrong understanding of receivables, settlements, PSP flows, and reconciliationExperience working with customer payments, overdue balances, and AR agingStrong Excel/Sheets skills (pivot tables, VLOOKUP/XLOOKUP, reconciliation formulas)Familiarity with Saudi market practices, VAT/ZATCA compliance, and collections workflowsFluent in Arabic and strong proficiency in EnglishHigh accuracy, strong ownership mindset, and ability to work under tight deadlinesBenefitsWhy You'll Love Working with UsAt invygo, you'll have the autonomy, resources, and support to make big things happen. You'll learn fast, grow faster, and see your impact every single day.Here's what we offer:🚙 Competitive Salary🚙 Employee Stock Options (because we want you to share in our success)🚙 Team and Individual Performance Bonuses🚙 Flexibility: Work from home or abroad🚙 Discounts on invygo's car subscription (yes, your rides just got cooler)🚙 Team Engagement Days filled with collaboration and fun🚗 Ready to Drive Change?If you're someone who thrives on challenges, enjoys working in a dynamic environment, and wants to make an impact, we'd love to meet you.